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Nicki Montelongo
NEO Powered by Better
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
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8 AM to 6 PM
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8 AM to 6 PM
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Reviews from Web
Nicki and her team with NEO home loans make everything so simple and easy to understand. They are easy to work with and quick to reply with any questions we have. We used them as we transitioned through a move from Des Moines to Omaha and I...
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Reply from Nicki Montelongo
July 28th, 2025 09:52 PM
Thank you so much for your kind words! 🧡 It means the world to our team to hear that your transition from Des Moines to Omaha felt simple and stress-free. That’s exactly why we do what we do—to make the mortgage process easy to understand...
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Nicki and her team with NEO home loans make everything so simple and easy to understand. They are easy to work with and quick to reply with any questions we have. We used them as we transitioned through a move from Des Moines to Omaha and I...
read more
Reply from Owner
May 20th, 2025 09:12 PM
It has been my pleasure and we are beyond lucky to have you guys both moving to the area. We are going to be in contact for years to come!!
Nicki made sure to educate us and make us aware of what our capabilities were.
Reply from Nicki Montelongo
May 20th, 2025 09:13 PM
I'm glad to hear that you felt well-informed and aware of your capabilities during the process. It was a pleasure assisting you with your home purchase. Thank you for your feedback!
Everything
Reply from Nicki Montelongo
May 20th, 2025 09:13 PM
I'm thrilled to know that you had a positive experience with us. It was a pleasure assisting you with your home purchase. If you have any further questions or need assistance, feel free to reach out.
I think I have some weird financial PTSD and throughout all this time, I never felt as though I was being judged! That is what got me through this. Oh and of course the patience of Nicki and Erin is at a sainthood level!
Reply from Nicki Montelongo
May 20th, 2025 09:13 PM
I'm grateful for your kind words, Amanda. I'm pleased to hear that you felt comfortable and supported throughout the process. It was a pleasure to assist you, and I'm glad our patience made a positive impact. Thank you for choosing NEO Home...
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The convenience was amazing. My issues were related to sellers alone. Nicki and her Team were a one stop shop. They had all the resources to call who was able to get what work needed to be done in order to close. Communication was never delayed...
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Reply from Nicki Montelongo
May 20th, 2025 09:13 PM
I'm thrilled to hear that you found the process convenient and that we were able to meet your expectations. It was great to be part of your home buying journey, and I'm glad Erin and I could provide the support you needed. Your trust and recommendation...
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NEO and the Montelongo Team provide great guidance and support through the entire home buying process! They simplified the mortage/home buying process to something we could understand as a first time homebuyer.
Reply from Nicki Montelongo
May 20th, 2025 09:14 PM
I'm thrilled that you found the guidance and support from the Montelongo Team at NEO Home Loans valuable during your home buying journey. It was a pleasure assisting you, and I'm glad we could simplify the process for you as a first-time homebuyer....
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Everyone did a phenomenal job on making this a smooth and easy process and I thank you for your time and efforts to make it
Reply from Nicki Montelongo
May 20th, 2025 09:14 PM
I'm thrilled to hear that the process was smooth and easy for you. It was a pleasure working with you, and I appreciate your kind words about our efforts. If you need anything in the future, please don't hesitate to reach out.
Nicki Montelongo has received a review with 5 star rating from Jeffrey W R
Reply from Nicki Montelongo
May 20th, 2025 09:28 PM
Thank you!
This team helped guide and direct us for over a year as we were on the hunt for our first home. Not only did they help answer all of our questions but also were extremely helpful in making sure we were comfortable with the overall transaction...
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Reply from Nicki Montelongo
May 20th, 2025 09:29 PM
I'm thrilled to hear that we could assist you throughout your journey to find your first home. It was a pleasure guiding and supporting you during the process. Your kind words about our team's efforts are greatly appreciated. Thank you for...
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007
Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery
Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access