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Nicki Montelongo
NEO Powered by Better
York College
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relatio... Show More
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Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Nicki and the team at NEO are amazing. They were very thorough and explained everything well. They kept us up to date on what needed to be done. I would recommend them to everyone I know!
Reply from Owner
September 16th, 2025 05:24 PM
You guys knew what you wanted and found the perfect home. My pleasure helping you both!
Nicki and her team at NEO were amazing throughout the whole home buying process. They explained everything and kept us up to date on what we needed to do. They were reassuring and honest. I would recommend them to everyone I know!
Reply from Nicki Montelongo
July 28th, 2025 09:55 PM
You knew what you wanted, and made it happen. Your house is perfect! Thanks for letting me be apart of this journey.
We loved how responsive the whole team was. We also felt all of our questions were answered appropriately and also loved the ease of being able to complete our profile online.
Reply from Nicki Montelongo
July 28th, 2025 09:55 PM
Your home is definitely a forever home. Can't wait for you guys to put your own flare on it. So much space to grow for years.
From start to finish, the process was so easy for us. NEO home loans online website was so user friendly and made it very easy for us to answer all the forms. Without their guidance and education I would have been super lost with the home buying...
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Reply from Nicki Montelongo
July 28th, 2025 09:54 PM
You guys are a special couple. See you through your engagement, new job, and now a new home sky is the limit for you two. Can't wait to be here every step of the way!
Nicki did a great job with not only communicating quickly with us but also educating us on how interest rates and mortgages work. If I had a question she would immediately call to explain it to me in detail and in a way I could understand!
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Reply from Nicki Montelongo
July 28th, 2025 09:53 PM
Cant wait to meet in person!!
Works very well for you without having to guess whats next.
Reply from Owner
July 28th, 2025 09:53 PM
We like to break the process down step by step.
Being honest and straightforward, always pleasant.
Reply from Nicki Montelongo
July 28th, 2025 09:53 PM
You guys made it easy and was a pleasure!
Did a great job!
Reply from Nicki Montelongo
July 28th, 2025 09:52 PM
Thanks David!
This is the third time for us working with Nicky at Neo, and there are many reasons for it!This team makes you believe that they are working only for you!We required a very fast closing, coming from out of state, and this team made it happen!!...
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Reply from Nicki Montelongo
September 16th, 2025 05:24 PM
It just gets better everytime we work together. This one was sweeter as you moved closer to us!
This is the third time for us working with Nicky at Neo, and there are many reasons for it!This team makes you believe that they are working only for you!We required a very fast closing, coming from out of state, and this team made it happen!!...
read more
Reply from Owner
July 28th, 2025 09:52 PM
Wow—third time working together! That truly means so much to me and the whole NEO team. 💛 We know how stressful a fast out-of-state move can be, and it was our absolute pleasure to make it feel seamless for you. Thank you for trusting us again...
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About
We believe successful homeowners, who have a plan to maximize their wealth and minimize their monthly expenses, make better neighbors and build stronger communities for us all. We created the NEO logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin. As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance. Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- York CollegeAccountingBachelor of Business Administration (BBA)Aug 2004 -May 2007
Positions
- NEO Home Loans - Branch Manager Mortgage AdvisorAug 1st, 2022 - Current
- FNBO - Mortgage AdvisorMay 2nd, 2015 - Jul 31st, 2022
Memberships
- OABR
- SWIAR
- SWIAR Education Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 631095
Gallery
Awards
NEO Home Loans Cha...
NEO Home Loans Cha...
FNBO Circle of Exc...
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Achievements
- Circle of Excellence Award FNBO 2017-2021
- Iowa Mortgage Association President's Club 2016-2021
Hobbies
- Sports Mom of 3 Kiddos
- Love Lifting at the Gym
- Nebraska Fan GBR
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access