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Nick Morrone
VP of Lending | NMLS# 1795139
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Nick came to me as a referral because it was said that he gets the job done. From the moment I made contact, Nick was courteous, knowledgeable, patient, and a great listener. I have been on the market for several years. Due to certain restrictions...
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Working with Nick was great. This was my first time buying a home and I appreciate not only how patient he was with answering all of my questions but also his quick responses! Would def recommend!
Reply from Nick Morrone - Lower Mortgage
November 7th, 2025 05:11 PM
Thank you again for trusting me with your dream home. I hope you are still loving it. If you need anything, I am happy to help.
Totally great experience from start to finish. The process was smooth. Thanks Nick!
Reply from Nick Morrone - Lower Mortgage
November 7th, 2025 05:11 PM
Thank you again for trusting me with your dream home. I hope you are still loving it. If you need anything, I am happy to help.
Yes I definitely recommend. Two thumbs up!!! Nick and as well as my realtor went above and beyond for me. I truly appreciate entertaining. And now I’m finally settling into my new townhome! Thank you so much for everything! 👍🏾👍🏾
Nick was great! He communicated very well throughout the entire process, and was always only a phone call away. His customer service was impeccable and it’s very clear that he knows what he is doing!! It also doesn’t hurt that he’s always looking...
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Reply from Nick Morrone - Lower Mortgage
November 7th, 2025 05:11 PM
Thank you again for trusting me with your dream home. I hope you are still loving it. If you need anything, I am happy to help.
I am a 1st time homeowner nick made my future goals reachable as a hourly employed single woman trying to accomplish new path in future investments also very attentive and helpful through entire process
Reply from Okunjolu Oluwatimilehin Joshua
June 14th, 2023 09:37 PM
Congratulations ❤️❤️❤️
As a realtor, I know how important it is to choose your loan officer wisely. Nick communicates very well and keeps his clients and agents informed. He has great customer service and he’s very knowledgeable in his field. Nick is positive and...
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Nick is the BEST in the Business. He will keep you informed, keep you a priority and will never sacrifice quantity for quality. You want someone that can do the job so you can just do yours.
I am in the Real Estate business so I know how important it is to make sure who recommend step up to that plate and Nick does just that and more he will make sure your transaction are smooth and you get what deserves with some added perks !!...
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Nick is knowledgeable, responsive, and a man of integrity highly recommend
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Ground-Up Construction Loans
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Memberships
- Gwinnett Young Professionals
- Greater North Fulton Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1795139
Achievements
- 2025 Community Champion Award
- 2024 President's Club Member
- 2023 President's Club Member
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Hobbies
- traveling the world
- netflix
- family time :)
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.