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Nick Avalos - Loan Officer in Irvine, CA

Nick Avalos

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Loan Officer

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
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    David P
    KIMBERLING CITY, MO
    Posted on September 24th, 2026 03:12 PM
    Nick handled all my questions very professionally
    Reply from Nick Avalos
    September 24th, 2026 03:17 PM
    David, thank you for taking the time to share your feedback! I am so glad I could help answer all your questions throughout the mortgage process. Providing clear, professional guidance is always my top priority at West Capital Lending. It was...
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    Nathan C
    FORT OGLETHORPE, GA
    Posted on September 23rd, 2026 06:20 PM
    Nick was the key to this whole experience, he did what he said he was going to do with no BS. He was excellent in the process of the loan. He was there when I had questions and was honest in his answers. This was the best experience and one...
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    Reply from Nick Avalos
    September 23rd, 2026 06:30 PM
    Todd, thank you so much for the fantastic review! It was an absolute pleasure working with you. I pride myself on being straightforward and keeping the loan process as transparent as possible, so your words mean a lot to me. I'm glad I could...
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    Patti L
    Maple Valley, WA
    Posted on September 20th, 2026 10:43 PM
    Nick Avalos was a fantastic communicator. The underwriters did not have their requirements organized. There were several times when I thought we had no more need to find more documents to send and then they would request more. It was very difficult...
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    Reply from Nick Avalos
    September 22nd, 2026 03:33 PM
    I'm pleased to hear that my communication was helpful to you, Patti. I understand how frustrating it can be when additional documents are requested unexpectedly, and I'm sorry for any inconvenience that caused. At West Capital Lending, we strive...
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    Eli R
    EDINBURG, TX
    Posted on September 17th, 2026 11:31 PM
    Nick was so helpful and worked with us to get this loan. We are so grateful and appreciate all his help. Very nice and pleasant . Thank you Nick.
    Reply from Nick Avalos
    September 18th, 2026 12:04 AM
    Thank you so much, Eli & Rosa! I'm incredibly grateful for your kind words. Ensuring you had a pleasant and smooth experience getting this loan was my top priority. Wishing you all the best, and please let me know if you ever need help down...
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    Deana W
    CAMBRIDGE, OH
    Posted on September 16th, 2026 03:12 PM
    Nick was very pleasant helpful and kind I have found that the staff at WCL are the best thank you for
    Reply from Nick Avalos
    September 16th, 2026 04:35 PM
    Thank you for the 5-star review, Deana! I really appreciate your kind words. It was great working with you, and I'm so glad you had a great experience with the whole WCL team. We're always here if you need anything else!
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    Richard B
    MONROE, LA
    Posted on August 31st, 2026 05:29 PM
    it was an easy process to get an estimate and proposal. The terms were favorable and closing didn't require much effort .
    Reply from Nick Avalos
    August 31st, 2026 06:44 PM
    Richard, I'm glad to hear that the process was easy for you and that the terms were favorable. It's great to know that the closing required minimal effort on your part. Thank you for sharing your experience with West Capital Lending!
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    Jane M
    Bristol, RI
    Posted on August 31st, 2026 02:26 PM
    it Was a seemless process all because of Nick. Nick made it such a pleasant experience. i woukd recommend Nick! you are lucky to have Nick!
    Reply from Nick Avalos
    August 31st, 2026 03:47 PM
    Thank you so much, Jane! I'm glad to hear that you had a pleasant experience and found the process seamless. Your recommendation means a lot to me.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Year Started

    2025

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing