

Nick Avalos
Loan Officer

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Nick handled all my questions very professionally
Reply from Nick Avalos
September 24th, 2026 03:17 PM
David, thank you for taking the time to share your feedback! I am so glad I could help answer all your questions throughout the mortgage process. Providing clear, professional guidance is always my top priority at West Capital Lending. It was...
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Nick was the key to this whole experience, he did what he said he was going to do with no BS. He was excellent in the process of the loan. He was there when I had questions and was honest in his answers. This was the best experience and one...
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Reply from Nick Avalos
September 23rd, 2026 06:30 PM
Todd, thank you so much for the fantastic review! It was an absolute pleasure working with you. I pride myself on being straightforward and keeping the loan process as transparent as possible, so your words mean a lot to me. I'm glad I could...
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Nick Avalos was a fantastic communicator. The underwriters did not have their requirements organized. There were several times when I thought we had no more need to find more documents to send and then they would request more. It was very difficult...
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Reply from Nick Avalos
September 22nd, 2026 03:33 PM
I'm pleased to hear that my communication was helpful to you, Patti. I understand how frustrating it can be when additional documents are requested unexpectedly, and I'm sorry for any inconvenience that caused. At West Capital Lending, we strive...
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Nick was so helpful and worked with us to get this loan. We are so grateful and appreciate all his help. Very nice and pleasant . Thank you Nick.
Reply from Nick Avalos
September 18th, 2026 12:04 AM
Thank you so much, Eli & Rosa! I'm incredibly grateful for your kind words. Ensuring you had a pleasant and smooth experience getting this loan was my top priority. Wishing you all the best, and please let me know if you ever need help down...
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Nick was very pleasant helpful and kind I have found that the staff at WCL are the best thank you for
Reply from Nick Avalos
September 16th, 2026 04:35 PM
Thank you for the 5-star review, Deana! I really appreciate your kind words. It was great working with you, and I'm so glad you had a great experience with the whole WCL team. We're always here if you need anything else!
it was an easy process to get an estimate and proposal. The terms were favorable and closing didn't require much effort .
Reply from Nick Avalos
August 31st, 2026 06:44 PM
Richard, I'm glad to hear that the process was easy for you and that the terms were favorable. It's great to know that the closing required minimal effort on your part. Thank you for sharing your experience with West Capital Lending!
it Was a seemless process all because of Nick.
Nick made it such a pleasant experience.
i woukd recommend Nick!
you are lucky to have Nick!
Reply from Nick Avalos
August 31st, 2026 03:47 PM
Thank you so much, Jane! I'm glad to hear that you had a pleasant experience and found the process seamless. Your recommendation means a lot to me.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2025
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing