Nick Gallicchio, Loan Officer, NMLS # 187724 ...
Branch Divisional Manager | NMLS # 187724
15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
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Business Hours
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9 AM to 6 PM
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
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Reviews from Web
I really liked how quick and easy it was to get a loan with them; they helped us and made everything effortless.
Reply from Nick Gallicchio
June 8th, 2026 04:36 PM
I'm glad to hear that you found the loan process quick and easy, Alex. It's wonderful to know that we could make things effortless for you. If you need any further assistance, feel free to reach out.
They were always willing to help and answer any questions; we are very grateful for all the work they did.
Reply from Nick Gallicchio
June 3rd, 2026 01:29 PM
Dina, I appreciate your kind words and am pleased to hear you felt supported. I'm glad we could assist you with your needs, and if you have any more questions, please feel free to reach out.
I am grateful
Reply from Nick Gallicchio
May 29th, 2026 08:10 PM
Ada, I'm thankful for your kind words. It's nice to know you had a positive experience. If there's anything else I can assist you with, please let me know.
This is my first time buying a house, and I found the process to be quite tedious and overwhelming. However, thanks to the support of the right people, like Gregory and Nick, everything went smoothly. I highly recommend working with this wonderful...
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Reply from Nick Gallicchio
May 28th, 2026 01:26 PM
Lucon, I'm grateful for your recommendation and your kind words about Gregory and me. It's nice to know that our support helped make your first home-buying experience smoother. If you have any questions or need further assistance in the future,...
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quick responses and accurate information.
Reply from Nick Gallicchio
May 27th, 2026 02:04 PM
Pursham, I appreciate your feedback on the quick responses and accurate information. I'm glad I could assist you effectively. If you have any further questions or need additional help, please feel free to reach out.
Nick was absolutely outstanding throughout the entire lending process. He was professional, responsive, and made everything feel smooth and stress-free. He took the time to explain every step clearly and was always available to answer questions....
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Reply from Nick Gallicchio
May 25th, 2026 05:24 PM
Edgar, I'm grateful for your kind words about my support during the lending process. I'm pleased to hear that you felt everything was smooth and stress-free. If you have any other questions in the future or need assistance, please don't hesitate...
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gina was excellent , made the process great , thank you
Reply from Nick Gallicchio
May 25th, 2026 02:28 PM
I'm glad to hear that Gina made the process great for you, Gregory. Thank you for sharing your experience! If you have any other questions or need further assistance, please feel free to reach out.
This was our first mortage and the team at AFN was very helpful in explaining the process and were on top of ensuring we had preapproval letters to support the offers we made. Closing costs were over estimated which led to some confusion as...
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Reply from Nick Gallicchio
May 25th, 2026 03:09 PM
Brandon, I'm pleased to hear that the team at AFN was helpful in explaining the process and supporting your mortgage journey. I understand that the changes in closing costs led to some confusion, but I'm glad we were able to assist you through...
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Michael was awesome!
Reply from Nick Gallicchio
May 21st, 2026 09:36 PM
It's great to hear that you had an awesome experience with Michael, Anthony. If there's anything else I can help you with, please let me know.
Always helpful, great service, amazing response times!
Reply from Nick Gallicchio
May 20th, 2026 05:22 PM
I'm grateful for your kind words, Brianna. It's appreciated to know that you found the service helpful and the response times to be great. If there's anything more I can do for you, please let me know!
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About
15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 187724
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.