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Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc.'s Cover Image
Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc. - Branch Divisional Manager | NMLS # 187724 in Manalapan, NJ

Nick Gallicchio, Loan Officer, NMLS # 187724 ...

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Branch Divisional Manager | NMLS # 187724

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15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.36
(1,581)
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Reviews from Web
  • 5.0
    Encompass
    B
    Brandon J G
    Tyler, TX
    Posted on May 16th, 2026 03:35 AM
    This was our first mortage and the team at AFN was very helpful in explaining the process and were on top of ensuring we had preapproval letters to support the offers we made. Closing costs were over estimated which led to some confusion as...
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  • 5.0
    Encompass
    A
    Anthony T E
    Philadelphia, PA
    Posted on May 14th, 2026 09:36 PM
    Michael was awesome!
  • 5.0
    Encompass
    B
    Brianna L G
    Morrison, IL
    Posted on May 13th, 2026 06:19 AM
    Always helpful, great service, amazing response times!
  • 5.0
    Encompass
    T
    Tina M E
    Philadelphia, PA
    Posted on May 12th, 2026 11:17 AM
    working with Michael he was awesom.
  • 4.16
    Encompass
    S
    Samantha H
    Valley, NE
    Posted on May 12th, 2026 11:06 AM
    Made everything run smooth
  • 3.5
    Encompass
    S
    Stephanie A
    Dallas, GA
    Posted on May 10th, 2026 01:48 PM
    Too many phone calls at odd hours trying to win my business and then during processing. Having to provide proof of employment by talking to former company is too much especially after providing W2 and pay stubs. But everyone was friendly.
  • 5.0
    Encompass
    W
    William E W
    Staten Island, NY
    Posted on May 5th, 2026 04:03 PM
    was a smooth processed.
    Reply from Nick Gallicchio
    May 12th, 2026 04:04 PM
    William, I'm pleased to hear that the process went smoothly for you. If you have any more feedback or need further assistance, feel free to reach out.
  • 5.0
    Encompass
    J
    Jill M
    Rochelle Park, NJ
    Posted on April 30th, 2026 11:06 AM
    Nick is Incredibly knowledgable, easy to work with, and personable. He provided excellent customer support and is easy to communicate communicate with.
    Reply from Nick Gallicchio
    May 7th, 2026 06:33 PM
    Jill, I'm glad to hear that you found me knowledgeable and easy to communicate with. It's great to know that my customer support met your expectations. If there's anything else I can do for you, please feel free to reach out.
  • 5.0
    Encompass
    H
    Harmony L
    Fortson, GA
    Posted on April 27th, 2026 10:47 PM
    Thank you so much!
    Reply from Nick Gallicchio
    May 5th, 2026 09:27 PM
    Harmony, I appreciate your gratitude! If there's anything else I can assist you with, please let me know.
  • 5.0
    Encompass
    L
    Lisa L W
    Madisonville, TN
    Posted on April 27th, 2026 12:27 PM
    Great professionalism, knowledge & communication
    Reply from Nick Gallicchio
    May 4th, 2026 06:33 PM
    Lisa, I appreciate your kind words about the professionalism, knowledge, and communication you experienced. It's great to know that these aspects stood out for you. If you have any further questions or need assistance, please feel free to reach...
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  • 10 of 1581
    About
    15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
    377
    /850
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 187724
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.