

Nick Gallicchio, Loan Officer, NMLS # 187724 ...
Branch Divisional Manager | NMLS # 187724

15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Never had a dealings with Nick. I was working with Lauren in the beginning and she was amazing and would work with her again. Then since the switch of companies I was working with Kelsey. Absolutely minimal communication. Would not answer questions...
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Good communication, easy to talk to defenely we do business again.
The communication was great and they worked with me. Any questions I had were answered without any confusion and in a timely manner.
From previous experience in closing & refinancing, the underwriter requested a bunch of documentation right at the end/due date; however, with Nick and AFN this was mitigated by the portal clearly stating what was needed early on and simply...
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All my questions were answered in a timely fashion that really cut down on a lot of stress.
I felt like every involved, was very helpful and understanding. Seems everyone either really enjoys their job or are just naturally happy people .just something I notice
I had an excellent experience working with the team at American Financial Network! Their website was very easy to use and helped me throughout the various stages of the process; not to mention the wonderful team to help along the way too. I...
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Nick's team was very communicative and helpful through all parts of the process.
Better communication among team members, actually answering my questions when I contact you instead of passing me off to someone else.
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About
15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 187724
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.