Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc.'s Cover Image
Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc. - Branch Divisional Manager | NMLS # 187724 in Manalapan, NJ

Nick Gallicchio, Loan Officer, NMLS # 187724 ...

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Branch Divisional Manager | NMLS # 187724

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15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
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Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
View All days
Overall Ratings
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Range
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5 Star
73%
4 Star
13%
3 Star
5%
2 Star
3%
1 Star
6%
Reviews from Web
  • Encompass
    K
    Khristian A F
    Co Bluffs, IA
    Posted on September 12th, 2022 01:56 AM
    excellent service...amazing loan officer(s)...highly recommended
  • Encompass
    A
    Annesia R
    Hartford, CT
    Posted on September 7th, 2022 11:59 PM
    John Cainzos was Knowledgeable, professional, honest, and reachable. Because of him, my first-time home-buying experience was not overwhelming. I recommend John to any home buyer without any reservations! Thank you John.
  • Encompass
    B
    Barbara N
    Monterey, CA
    Posted on September 7th, 2022 02:57 PM
    Linda Hays and Sherry Byrd
  • Encompass
    S
    Sharae L
    Stroudsburg, PA
    Posted on September 7th, 2022 09:17 AM
    I was approved for a mortgage
  • Encompass
    G
    Gangadharan A
    Chicago, IL
    Posted on September 5th, 2022 08:43 PM
    Delay on closing day and documents are collected even on day of closing, could have planned well ahead Delay on getting response from the lender.
  • Encompass
    A
    Angela K C
    Morganton, NC
    Posted on September 2nd, 2022 03:51 PM
    Nothing particular I want to add.
  • Encompass
    R
    ROBIN E H
    Glen Burnie, MD
    Posted on September 2nd, 2022 12:11 PM
    Kept me informed on the process and was completed fairly quickly. Very pleasant.
  • Encompass
    D
    David I
    Chicago, IL
    Posted on September 2nd, 2022 11:21 AM
    No rush no hassle , giving customer enough time to get all necessary document . Craig and Nella are superstars . They were supportive and caring . They are rockstars period .
  • Encompass
    K
    Keith M
    Napa, CA
    Posted on August 31st, 2022 02:01 PM
    The process was very unclear and hard to get a straight answer. We ended paying a lot more money than planned an that was a big surprise. The process took longer an ended up costing us money on future rent due to the delays. Overall not satisfied...
    read more
  • Encompass
    N
    Natalia E
    North Babylon, NY
    Posted on August 28th, 2022 12:11 PM
    Everyone was very helpful especially KELLY OAKES! She was amazing. Answered all my questions and was very efficient. She’s a great asset to your team.
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    About
    15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 187724
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.