Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc.'s Cover Image
Nick Gallicchio, Loan Officer, NMLS # 187724 - American Financial Network, Inc. - Branch Divisional Manager | NMLS # 187724 in Manalapan, NJ

Nick Gallicchio, Loan Officer, NMLS # 187724 ...

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Branch Divisional Manager | NMLS # 187724

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15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
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Business Hours
Mon
9 AM to 6 PM
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
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Reviews from Web
  • Encompass
    H
    Hamlet S
    Pottsville, PA
    Posted on August 19th, 2026 12:31 PM
    Nicholas G. and his colleagues are fantastic. They are highly detailed and helpful, breaking down all of the step-by-step processes of our financial needs.
    Reply from Nick Gallicchio
    August 26th, 2026 01:54 PM
    Hamlet, I appreciate your kind words about my colleagues and me. I'm glad we could assist you with detailed guidance on your financial needs at American Financial Network, Inc.
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    Abbigail L L
    Stratford, CT
    Posted on August 16th, 2026 12:56 PM
    My experience with American Finance Bank was incredible. Diana Capron and Mansi, along with their team, truly went above and beyond. They worked around the clock to ensure my family and I were able to close on our home on time. The process...
    read more
    Reply from Nick Gallicchio
    August 24th, 2026 01:22 PM
    Abbigail, I'm glad to hear about your incredible experience with Diana Capron, Mansi, and their team at American Finance Bank. It's great to know they provided clear communication and support throughout the process. If you ever need assistance...
    read more
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    Arnaldo A
    Jersey City, NJ
    Posted on August 14th, 2026 11:04 AM
    amazing service
    Reply from Nick Gallicchio
    August 21st, 2026 07:13 PM
    Arnaldo, I appreciate your kind words about the service. I'm happy to know you had a positive experience with me at American Financial Network, Inc.
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    Rebecca J M
    Anderson, SC
    Posted on August 7th, 2026 06:32 PM
    Nothing in particular
    Reply from Nick Gallicchio
    August 14th, 2026 06:33 PM
    Rebecca, thank you for leaving a review. If there's anything specific you'd like to share about your experience, please feel free to reach out to me directly.
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    Wilbur H
    York, SC
    Posted on August 5th, 2026 12:29 PM
    Worst possible outcome!!!!
    Reply from Nick Gallicchio
    August 12th, 2026 04:17 PM
    I'm sorry to hear about your experience. We want you to know that it's important for us to deliver excellent service, and we take your review seriously.
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    Nicole H
    York, SC
    Posted on August 5th, 2026 11:29 AM
    I am not sure what part anyone played in this process but we were told we were applying for a VA loan as disabled veterans and who had always had a VA loan and rates but the day before closing we were told that not only were we locked into...
    read more
    Reply from Nick Gallicchio
    August 12th, 2026 07:08 PM
    We are sorry that you did not have a 5-Star experience. I would love to know your perspective and help us improve.
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    Stacey M
    Stoughton, MA
    Posted on August 5th, 2026 05:11 AM
    Better communication from lender and realtor. Lender says one thing but does another.
    Reply from Nick Gallicchio
    August 12th, 2026 05:27 PM
    We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future.
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    Angela M S
    South Bend, IN
    Posted on August 4th, 2026 11:49 AM
    Organization and communication was effective during the process
    Reply from Nick Gallicchio
    August 11th, 2026 09:34 PM
    Angela, I'm grateful for your feedback on the organization and communication during the process. It's nice to know these aspects were effective for you. Thank you for sharing your experience!
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    Fady S
    Bayonne, NJ
    Posted on August 3rd, 2026 04:20 PM
    very professional
    Reply from Nick Gallicchio
    August 10th, 2026 04:21 PM
    Fady, thank you for recognizing the professionalism in my work. I truly appreciate your kind words.
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    Lisa A S
    Lexington, KY
    Posted on August 2nd, 2026 12:01 PM
    Celisse and Cindy were able to answer questions and guuide us at every turn Nick was also efficient with the paperwork process Great team!
    Reply from Nick Gallicchio
    August 10th, 2026 04:23 PM
    Lisa, I'm pleased to hear that Celisse and Cindy were helpful in addressing your questions and guiding you through the process. I'm also glad I could efficiently assist with the paperwork. Thank you for acknowledging our team's efforts!
  • 11–20 of 1638
    About
    15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 187724
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.