

Nick Gallicchio, Loan Officer, NMLS # 187724 ...
Branch Divisional Manager | NMLS # 187724

15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM(Open now)
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
My comments need to be taken in the context of confusing loan process. My initial loan officer left AFN just prior to loan closing. So, when document problems were present in the closing package it landed in Mr. Gallicchio's lap. My dissatisfaction...
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Ease of process
I never even heard from Nick other than getting a couple of automated updates. The closing process was very unpleasant. My client flew in from NY to be at the closing in SC. The wire wasn't sent to the attorney until 4:45pm and the attorney...
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Everything went smoothly
Brian Nguyen was/is AMAZING!!! Great Customer Service and expedient communication!! Always available & give explanations immediately! I will definitely be sending him referrals and be back to see him personally when I need him in the future...
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Better communication about what to expect and waiting requirements for certain loans.
Our contract was handled in an efficient and timely manner. There was continuous communication, we were never left in the dark about any of the transactions that took place.
Beginning to end he and Charles were on top of response to each question, followed through with each question usual response time a couple of hours. Despite some rocky patches always maintained professional courtesy and brought refinancing...
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There were constant requests for info even right until the very last moment. We had been sending information in for 3 months and even during the final hours we would get requests for additional information. it made for an incredible stressful...
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We greatly appreciated the expertise that was exhibited by Nick and associates
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About
15 Years Experience with sales and operation, Nick has been named the Mortgage Guru by those who know him best. His average start to finish on a loan is averaging 21 days to close!!!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 187724
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.