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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Dave at Watermark provided professional services which made this mortgage process a pleasure. I highly recommend him and Watermark to any prospective homeowner.
Reply from Owner
January 8th, 2026 10:58 AM
We appreciate you taking the time to write this review, Helen! We are happy to hear Dave turned your homebuying experience around, with his professional demeanor and expertise. We hope you are enjoying your new home and look forward to working...
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Neal Tipton has received a review with 5 star rating from Laura H
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, Laura. Stay in touch.
Working with Tom and his team was a pleasure. High level of communications and availability make the mortgage process as easy as it can be.
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, David! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Tom and his team.
Dave was great to work with on our mortgage. He gave good advice on price ranges and market predictions. Being able to communicate and complete items electronically worked well with our busy schedules. Everything from start to finish was efficient....
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Reply from Owner
May 27th, 2026 06:24 PM
Thank you for the great review! I’m glad to hear Dave provided helpful guidance and that the process fit well with your busy schedule. We’re always happy when clients feel the experience was efficient and easy from start to finish. Thank you...
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There aren’t enough thank yous to Jeff and Teresa. I was actually in the middle of closing with another company, but was getting a lot of unnecessary headache with them. Thanks to a google search (and these accurate reviews) I decided to give...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Antoinette! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Jeff and his team.
Tom was great to work with. He and my realtor kept me informed every step of the way. I look forward to working with him again in the future
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this glowing review, Josh! We're ecstatic you had such a wonderful experience with Tom. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Dave Shelor at Waterstone Mortgage and his team are absolutely outstanding. Their professionalism, efficiency, and transparency throughout the entire lending process have exceeded my expectations. I highly recommend this lender to anyone in...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for taking the time to write this review, Ks! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Dave Shelor did a great job arranging our mortgage when we moved to Blacksburg in August of 2023! He and the Waterstone team were very responsive and helpful through the whole process. Dave answered all our questions and made sure we had our...
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Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating and review, Scott! We are glad that Dave and his team were able to help you close on time, within your deadline. We appreciate your recommendation and hope to work with you again, should you have any future homebuying...
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Waterstone was patient and very kind from the beginning to the end of my process. They stay in constant communication with clients and answer all questions thoroughly.
Reply from Owner
January 8th, 2026 10:58 AM
We ❤️ your review, Tamara! We value our client relationships above all. Don't be a stranger!
Great customer service and supporting through our process!
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for this 5-star review, Joseph! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions