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Nancy Howley - Mortgage Consultant | NMLS# 631481 in Crystal Lake, IL

Nancy Howley

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Mortgage Consultant | NMLS# 631481

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As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes. Nanc... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Larissa M L
    Lake In The Hills, IL
    Posted on December 11th, 2024 12:27 AM
    Nancy was helpful every step along the way. She was always available when needed.
    Reply from Nancy Howley
    January 10th, 2025 12:30 AM
    Thank you so much for the glowing review, Larissa! It was my pleasure to assist you and I'm thrilled to hear that you found me helpful throughout the process. I strive to always be available for our valued customers like you. I'm glad to know...
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    Ellen E
    Palatine, IL
    Posted on October 15th, 2024 03:16 PM
    Nancy was always available and willing to answer my many questions!
    Reply from Nancy Howley
    November 14th, 2024 03:17 PM
    I'm delighted to hear about your positive experience, Ellen! I always strive to be available for our clients and answer all their questions. Your feedback is greatly appreciated and I'm glad I could assist you. Don't hesitate to reach out if...
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  • Encompass
    M
    Mackenzie M
    Palatine, IL
    Posted on October 15th, 2024 11:22 AM
    Great communication!
    Reply from Nancy Howley
    November 14th, 2024 11:23 AM
    I'm thrilled to hear you were satisfied with the communication, Mackenzie! Your positive feedback means a lot to me. Here at Home State Bank, we strive to keep our clients informed and updated. Your 5-star rating is greatly appreciated. Let...
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  • Encompass
    A
    Alexander V
    Woodstock, IL
    Posted on September 1st, 2024 10:20 PM
    Words can’t do justice. Nancy was phenomenal from the first time we sat down to our closing date. Her communication overall was amazing. I was referred to her by a friend, I wouldn’t hesitate to do the same for someone else.
    Reply from Nancy Howley
    September 11th, 2024 10:21 PM
    Thank you so much for your kind words, Alexander. I'm thrilled to hear that you had a positive experience with my services at Home State Bank. Your satisfaction is my top priority and it's wonderful to know I was able to meet your expectations....
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    M
    Mary E W
    McHenry, IL
    Posted on August 10th, 2024 04:44 PM
    Nancy,Was Great at what she does.She kept me informed very quickly and really cared about me getting mey loan.I would work with Nancy in the future needs.
    Reply from Nancy Howley
    August 20th, 2024 04:47 PM
    I'm thrilled to hear that you had a positive experience working with me at Home State Bank! It was my absolute pleasure to assist you with your loan and keep you informed throughout the process. Thank you for the 5-star rating and kind words,...
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  • Encompass
    S
    Sarah S
    West Dundee, IL
    Posted on July 21st, 2024 10:14 PM
    She is THE BEST.
    Reply from Nancy Howley
    July 31st, 2024 10:15 PM
    I'm truly humbled by your kind words, Sarah. To hear that my service has made such a positive impact is really rewarding. Your satisfaction is my utmost priority. I'm thrilled to know that you had a 5-star experience at Home State Bank. Thank...
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  • Encompass
    J
    Jake S
    West Dundee, IL
    Posted on July 21st, 2024 12:20 PM
    Nancy is personable, responsive and thorough!
    Reply from Nancy Howley
    July 31st, 2024 12:23 PM
    I am thrilled to hear your positive feedback, Jake. It's always my goal to provide top-notch service and I'm pleased to hear that my efforts resonated with you. Your kind words are much appreciated. Thank you for choosing Home State Bank.
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    C
    Christopher S
    Crystal Lake, IL
    Posted on July 12th, 2024 01:57 PM
    Nancy was able to answer all my questions I had as a first time home buyer. She was very responsive throughout the whole process.
    Reply from Nancy Howley
    July 22nd, 2024 01:59 PM
    I'm thrilled to hear that you had a positive experience with your first home purchase, Christopher. It's my goal to keep the process as straightforward and transparent as possible, so I'm glad I could assist with your questions. Thank you for...
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    B
    Benjamin J
    Crystal Lake, IL
    Posted on July 12th, 2024 12:52 PM
    Overall Nancy is a star!!
    Reply from Nancy Howley
    July 22nd, 2024 12:53 PM
    I'm thrilled to hear you had such a positive experience, Benjamin! Your feedback means a lot to me and the entire team at Home State Bank. I'm always here to serve you whenever you need. Thank you for your kind words and the wonderful 5-star...
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  • Encompass
    E
    Elizabeth K F
    Crystal Lake, IL
    Posted on July 11th, 2024 12:11 PM
    Nancy was absolutely AMAZING! Walked us through the entire process and was ALWAYS available for All of our questions!
    Reply from Nancy Howley
    July 21st, 2024 12:13 PM
    I'm thrilled to hear that you found our interactions helpful, Elizabeth. It was my pleasure to guide you through the process and clarify any questions you had. I'm always here to ensure your experience with Home State Bank is as smooth as possible....
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    About
    As a resident of Crystal Lake since 1967, Nancy is THE authority on mortgage lending in the area. She identifies aspects that other loan originators may overlook, allowing her to help scores of homeowners purchase and refinance homes. Nancy is passionate about finding creative financing solutions for her clients, no matter how complex. She leverages her dedication to learning, along with her experience and unparalleled insight to better offer opportunities to her clients. By staying up-to-date on the latest in mortgage lending, Nancy has become a vital resource for homeowners and Realtors alike.
    Products & Services
    Mortgage Loan Officer
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    Positions
    • Home State Bank N.A. - Mortgage Loan Originator
      Aug 1st, 2007 - Current

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 631481
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.