

Reneil Lovo - NMLS 1152663
Mortgage Broker | Expert in Securing Optimal Home ...

I’m committed to serving my clients with honesty, integrity, and a solutions-first mindset. With over 10 years of experience in the mortgage industry, I specialize in structuring creative financing strategies tailored to each situation whil... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
We had an excellent experience working with Reneil in getting our HELOC approved. From the beginning, he was knowledgeable, professional, and responsive to all of our questions. He clearly explained each step of the process and kept us informed...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Sharon, I'm grateful for your wonderful feedback on your HELOC experience. It's great to know that you found my approach knowledgeable and responsive. Your recommendation means a lot, and I'm here if you need any further assistance in the future....
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Reneil, took care of all my doubts and hesitations. making this a Smooth and quick process! Thank you!!!!
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Saul, I'm happy to know that I could address all your doubts and hesitations, making the process smooth and quick for you. Thank you for your appreciation and trust. If you have any other questions or need further assistance, please feel free...
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Reneil has been very helpful from start to finish, including following up with us and answering all our questions even after funding. He was very informative, and provided options and the opportunity to make this loan happen for us. We are...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Philip, I'm grateful for your kind words and pleased to hear that you found my assistance helpful throughout the process. It's important to me that you felt informed and supported even after funding. Thank you for your recommendation, and I'm...
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Just friendliness of Reneil and him finding the best solution for my needs.
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Joshua, I'm pleased to know that you appreciated my friendliness and the solution I provided for your needs. It's important to me that my clients feel supported and satisfied with their options. If you have further questions or need assistance,...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Sushma, thank you for your feedback. If there's anything specific you'd like to share or discuss, please feel free to reach out to me directly.
Very knowledgeable, Friendly
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Gerald, I appreciate your kind words. I'm glad to hear that you found my approach friendly and knowledgeable. If you have any further questions or need assistance, feel free to reach out.
I had an amazing experience working with Reneil. He was very informative, patient and available to answer any questions that I had. I recommend using Reneil for all of your lending needs.
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Harman, I'm pleased to hear that you had such a positive experience working with me. It's important to me to be informative and available to address any questions you may have. Thank you for your recommendation and kind words.
very knowledgeable and easy to reach.
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
John, I appreciate your kind words about my knowledge and accessibility. It's important to me that clients feel supported and informed throughout the process. If you have any further questions or need assistance, please don't hesitate to reach...
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It was pleasure working Reneil lovo and his team did great job in tough situations to get the job done.Will work with them !!!! Thanks Reneil
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Gerald, I'm pleased to hear that you found it a pleasure working with me and my team. Tackling tough situations is something we strive to manage effectively, and I'm grateful for your recognition. Looking forward to assisting you again in the...
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Reneil was very friendly and explained the process very well.
Very easy process and everything went smoothly from start to finish.
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
David, I appreciate your kind words about my approach. I'm glad to hear that you found the process easy and smooth from start to finish. If you have any further questions or need assistance in the future, feel free to reach out.
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About
I’m committed to serving my clients with honesty, integrity, and a solutions-first mindset. With over 10 years of experience in the mortgage industry, I specialize in structuring creative financing strategies tailored to each situation while securing highly competitive rates and minimizing closing costs whenever possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Conventional, Jumbo, FHA and VA
Home equity lines of credit (HELOC)
100% financing
Self-employed loans
Investor, Bridge & Construction loans
Flip and rental property loans with no income verification
Credit scores from 500
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Positions
- West Capital Lending - Branch ManagerJan 16th, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 1152663
- DRE 02236115
- Alabama
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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