Reneil Lovo - NMLS 1152663
Mortgage Broker | Expert in Securing Optimal Home ...
I’m committed to serving my clients with honesty, integrity, and a solutions-first mindset. With over 10 years of experience in the mortgage industry, I specialize in structuring creative financing strategies tailored to each situation whil... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Reneil knows the industry in and out! He was able to find a product that met our needs!
Thank you!
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Thank you Gabrielle and David! I was glad we were able to come up with a creative solution to address your equity needs.
Reneilwas great directed us every step of the way. Highly
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Thank you Monica! It was a pleasure helping you and your son.
Thank you so much
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Thank you, always a pleasure helping our first responders.
Reneil was knowledgeable and patient as he helped me through each step in the homebuying process. I appreciated his thoughtful and authentic demeanor, and that he was not pushy one way or another. He was hardworking, honest, and responsive...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Lynette! Thank you so much for the kind words. It was a pleasure working with you and Brian. I'm happy we were able to help you achieve the American dream of homeownership, even in a challenging market. I can't wait to see how you're going...
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Gave the same info (self employed, income/bank data, etc) to 3 other loan agents/brokers prior to knowing Reneil, got 2 rejections, the other is still working on some paperwork; Reneil took over and applied his creative / professional knowledge,...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Patrick, your review is fantastic and so appreciated! It's great to hear that you found the loan process to be relatively pleasant and timely with West Capital Lending. I'm really glad I could apply my knowledge and experience to help expand...
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he takes time to talk to you explain everything very nice and friendly and helpful great would recommend
Reneil is very knowledgeable, competent and honest. My loan got processed and approved in 2 days. He is so efficient and trustworthy. I highly recommend him to my friends and co-workers.
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Thank you, Teresita, for your positive review. I'm delighted to hear that you had a smooth and quick process with your Cash Out Refinance. It was a pleasure to assist you and I'm grateful for your trust and recommendations. Please don't hesitate...
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It was a easy and smooth process Reneil and Carrie and team Made me feel very pleased and kept me up-to-date on every step of the way highly recommended five star thank you West Capital
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
I really appreciate the feedback and am looking forward to working with you again.
Reneil was a pleasure to work with. A true professional. He made this process seamless. Anything i didnt understand he took time to explain it and was very patient with me as i at times procrastinated getting the forms filled out! Just as i...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
It was a pleasure working with Reneil. He was incredibly responsive and available to address all my concerns, explaining every step of the process to me, and making sure that I felt comfortable and informed throughout the process.I highly recommend...
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Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
Hi Richard, Thank you for your kind words and for taking the time to share your experience. I'm glad that I was able to help make your mortgage process a smooth and comfortable one. Your recommendation means a lot to me. If you have any further...
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About
I’m committed to serving my clients with honesty, integrity, and a solutions-first mindset. With over 10 years of experience in the mortgage industry, I specialize in structuring creative financing strategies tailored to each situation while securing highly competitive rates and minimizing closing costs whenever possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Bridge Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Conventional, Jumbo, FHA and VA
Home equity lines of credit (HELOC)
100% financing
Self-employed loans
Investor, Bridge & Construction loans
Flip and rental property loans with no income verification
Credit scores from 500
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Positions
- West Capital Lending - Branch ManagerJan 16th, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 1152663
- DRE 02236115
- Alabama
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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