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Guild Mortgage - Monica Centeno
Branch Manager | NMLS# 1100009

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I had a fantastic experience refinancing with Guild. They were professional, communicative, and made the entire process smooth and stress-free. Every question I had was answered promptly, and they kept me informed at every step. I truly appreciate...
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Reply from Owner
September 10th, 2025 12:10 AM
Katie it's wonderful to know that your refinancing experience with Guild went so smoothly. I’m pleased that the communication met your expectations and that every question was answered promptly. Ensuring a stress-free process and keeping you...
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I had a fantastic experience refinancing with Guild. They were professional, communicative, and made the entire process smooth and stress-free. Every question I had was answered promptly, and they kept me informed at every step. I truly appreciate...
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Reply from Monica Centeno
March 15th, 2025 02:04 AM
Catherine, I'm thrilled to hear about your fantastic experience with us at Guild Mortgage. It was a pleasure helping you with your refinance, and I'm glad we could make the process smooth and stress-free for you. Your kind words about our communication...
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It was a stress-free and smooth process!!
Reply from Monica Centeno
February 22nd, 2025 12:00 AM
Hi Ann, I'm thrilled to hear that your experience was stress-free and smooth! It means the world to me to know that I could help make your home buying process a positive one. Thank you so much for taking the time to share your review. If you...
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Everythings happened as expected
Reply from Monica Centeno
February 17th, 2025 04:24 PM
Hi Rodney, Thanks so much for taking the time to leave a review. I'm thrilled to hear that everything went as expected with your loan process. It was a pleasure working with you on your home purchase, and I'm glad I could help make the experience...
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Everyone showed concern and business was transacted in a timely manner.
Reply from Guild Mortgage - Monica Centeno
September 10th, 2025 12:11 AM
I appreciate your feedback, Beryl. It's great to know that you felt well-supported and that things proceeded efficiently. It was our pleasure to help and serve you through this process. If there's more you'd like to discuss or any questions...
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Thanks for everything
Reply from Guild Mortgage - Monica Centeno
September 10th, 2025 12:14 AM
I'm grateful for your kind words, David. It's great to know that you were satisfied with everything. If you ever need assistance in the future, please feel free to reach out.
Natasha is awesome. She worked hard to find a solution for me. I will look for her help when I do a conventional refi in 1.5 years.
Reply from Monica Centeno
January 17th, 2025 05:39 PM
Thank you so much, Hung! It's wonderful to hear your feedback and I'm glad that I was able to assist with your refinancing needs. Feel free to reach out when you're ready for the conventional refinance. I'll be here to help as always. Looking...
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Transparency. was always obvious at times
Reply from Guild Mortgage - Monica Centeno
September 10th, 2025 12:18 AM
I'm grateful for your feedback, Paul. It's encouraging to know that the transparency was evident throughout the refinancing process. It was our pleasure to assist you through this process. If you have any further thoughts or questions, feel...
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Everyone was kind and always wonderful at getting back to us when we may have had a question. Thank you all.
Reply from Monica Centeno
December 10th, 2024 03:14 PM
Hey Jamie, thank you for such a stellar rating! I'm thrilled to hear that you had a positive experience with us at Guild Mortgage. Our team always strives to be prompt in our responses and provide excellent service. It was my pleasure to assist...
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Guild Mortgage - Monica Centeno has received a review with 5 star rating from Michael S
Reply from Owner
December 30th, 2024 03:47 PM
I'm thrilled to hear that you had a positive experience with me at Guild Mortgage, Michael. Your feedback and 5-star rating mean a lot. It's customers like you that make our job truly rewarding. If there's anything else we can assist you with...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Memberships
- American Bar Association
- Amazon Prime
- Costco
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1100009
Awards
Juris Doctorate
Achievements
- I am Licensed to practice law in both CA and NV.
Hobbies
- Reading
- Traveling
- Hanging out with family
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Disclaimer
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; NMLS ID: 1100009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.