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Guild Mortgage - Monica Centeno
Branch Manager | NMLS# 1100009

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I had my home refinanced with Guild Mortgage! The entire team was excellent as far as professional and caring for you as a human being! They restored my hope in obtaining a brighter and better financial future! I would be honored to recommend...
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Reply from Owner
October 11th, 2025 12:28 AM
Your feedback truly matters to me, Mildred. I'm so pleased to hear that your experience with refinancing your home was both professional and caring. It's rewarding to know we could help restore your hope in achieving a better financial future....
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After experiencing bankruptcy, the feeling of failure and even hopeless was there. Trying to re-establish my credit seem impossible. When I received the letter from Monica that there was help even if you have went through bankruptcy it gave...
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Reply from Guild Mortgage - Monica Centeno
October 10th, 2025 01:50 PM
Mildred, thank you for sharing your heartfelt journey. I'm really pleased to know that the support you received helped restore hope and pave the way for a brighter financial future. Moving past challenges like bankruptcy is no easy task, and...
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Monica's and the team made this a great experience
Reply from Guild Mortgage - Monica Centeno
September 18th, 2025 09:05 PM
It was such a pleasure to work with you. I hope you enjoy your cruise and Happy Anniversary!
Esther was fantastic! She made the entire process seamless and stress-free. Her professionalism was top-notch, and I highly recommend her services.
Reply from Owner
September 25th, 2025 12:08 AM
Mario I am so pleased to know that Esther made the process seamless and stress-free. Her professionalism is indeed exemplary, and your high recommendation is greatly appreciated. It was wonderful to work with you, and if there's anything I...
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I would like to say that Esther was great! She made everything very easy for me through the whole process. Very professional.
Reply from Monica Centeno
September 18th, 2025 09:06 PM
It's wonderful to hear your appreciation for Esther's professionalism and support, Mario. I'm pleased she was able to make the process straightforward for you. If there's anything more you need in the future, please don't hesitate to contact...
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Great experience working with Monica, Tonia, and Tasha! They made everything go smoothly and explained everything perfectly! Recommend them 10/10 for all your home loan needs!
Reply from Owner
September 18th, 2025 09:07 PM
Thank you for the kind words, Mandy and it was a pleasure being able to help you again!
I had the best experience working with Monica and her staff! They made everything go smoothly and explained everything perfectly! Best group to go through for all your home loan needs!
Reply from Guild Mortgage - Monica Centeno
September 18th, 2025 09:09 PM
I'm pleased to hear about your positive experience, Stephen. It's great to know that everything went smoothly for you and that the explanations provided were clear and helpful. I'm grateful for your kind words about my staff and me. It was...
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Monica, Tasha, and Tonia made everything go smoothly. They kept us in the know and made sure we understood everything! Excellent customer service and great to work with!
Reply from Guild Mortgage - Monica Centeno
September 18th, 2025 09:09 PM
Stephen, it's wonderful to hear that you had such a positive experience working with us. Keeping you informed and ensuring clarity throughout the process is something I prioritize. I'm glad Tasha, Tonia, and I could make everything go smoothly...
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what with you guys is easy to do the all paperwork you know the online and the time is scheduled everything easy for me to work with you guys and so that's why I was so easy for me to not harder m lif all this stuff
Reply from Monica Centeno
September 18th, 2025 09:10 PM
I'm glad to hear that the process worked smoothly for you, Sharaf. Making paperwork and scheduling as convenient as possible is always a focus of mine. It was a pleasure to be of serves and, if you have any more questions or need further assistance,...
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Great service and good communication made it a great experience
Reply from Guild Mortgage - Monica Centeno
September 5th, 2025 05:32 PM
I'm pleased to hear that you had a great experience, Chase. Providing good service and clear communication is something I always strive for. If there's anything else you need, please feel free to reach out.
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Memberships
- American Bar Association
- Amazon Prime
- Costco
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1100009
Awards
Juris Doctorate
Achievements
- I am Licensed to practice law in both CA and NV.
Hobbies
- Reading
- Traveling
- Hanging out with family
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Disclaimer
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Missouri, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; NMLS ID: 1100009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.