Miranda Kelley - Team Acopia | Lower Mortgage's Cover Image
Miranda Kelley - Team Acopia | Lower Mortgage - Branch Manager | NMLS# 2095187 in Oxford, AL
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Miranda Kelley - Team Acopia | Lower Mortgage

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Branch Manager | NMLS# 2095187

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We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovat... Show More
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Reviews from Web
  • Encompass
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    Zanchez W
    Anniston, AL
    Posted on July 5th, 2026 02:08 PM
    Great communication Great Teamwork never ran into one problem
    Reply from Miranda Kelley - Team Acopia | Lowe...
    July 7th, 2026 04:52 AM
    Thank you Chez! It was a pleasure working with you, Congratulations on your new home! Wishing you many years of happiness and blessings. If you ever need anything in the future, we're always here to help.
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    Laura M
    Jacksonville, AL
    Posted on July 1st, 2026 08:58 PM
    Miranda's knowledge and her professionalism made this a smooth proccess. Her availibilty was also a bonas to any and all questions we had and her demeanor in general was pleasant at all times.
    Reply from Miranda Kelley - Team Acopia | Lowe...
    July 2nd, 2026 12:53 AM
    Thank you so much Laura! It was truly a pleasure helping you through this process. I'm so glad I could make everything as smooth as possible. Thank you for trusting me with such an important milestone. I wish you many years of happiness in...
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    Sekiyah
    Posted on June 29th, 2026 11:49 AM
    Miranda and her team were amazing. They communicated through the entire process. I highly recommend.
    Reply from Owner
    July 2nd, 2026 12:54 AM
    Thank you so much for your kind words and recommendation! It was a pleasure helping you through the process. Wishing you many happy memories in your new home, and may God bless you and your family! 🏡❤️🙏
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    Sekiyah J
    Anniston, AL
    Posted on June 29th, 2026 11:49 AM
    Communication
    Reply from Miranda Kelley - Team Acopia | Lowe...
    July 2nd, 2026 12:55 AM
    Thank you so much for your 5-Star Review! Wishing you many blessings in your new home!
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    Zanchez W
    Posted on June 24th, 2026 02:17 AM
    Miranda and her team are The Best Easy to work with and always willing to answer any questions Highly recommended and highly appreciated
    Reply from Owner
    July 2nd, 2026 12:57 AM
    Thank you Chez! It was truly a pleasure helping you through your home loan journey. My team and I are grateful for the opportunity to be a part of such an important milestone. Thank you for trusting us, and we pray for many blessings and wonderful...
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    Austin M
    Posted on June 22nd, 2026 10:11 AM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Austin M
    Reply from Owner
    June 23rd, 2026 02:36 AM
    Thank you for the perfect rating, Austin. I'm grateful for your support and trust in my team and me.
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    Austin M
    Weaver, AL
    Posted on June 22nd, 2026 10:10 AM
    Miranda made us feel like we were at home and treated us like family during our first time home buying process. She made sure to always answer our questions or made sure she found the answer. She also walked us through everything very thoroughly...
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    Reply from Miranda Kelley - Team Acopia | Lowe...
    June 23rd, 2026 02:39 AM
    Austin, I'm glad to hear that you felt at ease during your first home buying process with me. Your recommendation means a lot! Thank you for sharing your experience! If you need anything in the future, I am here to help! Wishing you and Amber...
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    Roger F
    Posted on June 6th, 2026 03:36 AM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Roger F
    Reply from Owner
    June 7th, 2026 02:03 AM
    Thank you so much for the 5 star review, Roger. It was a pleasure working with you. Wishing you many blessings in your new home.
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    Roger F
    Oxford, AL
    Posted on June 6th, 2026 03:36 AM
    Miranda made the home buying experience simple and easy. She is an excellent communicator and was ready to answer all of my questions promptly. She was extremely patient as well due to me being a first time home buyer. I would recommend her...
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    Reply from Miranda Kelley - Team Acopia | Lowe...
    June 6th, 2026 07:18 PM
    Thank you so much, Rogers! It was truly a pleasure helping you through your first home purchase. I'm glad I could make the process simple and be there to answer your questions every step of the way. Congratulations on your new home, and thank...
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    Camrie D
    Posted on June 4th, 2026 04:42 AM
    Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Camrie D
    Reply from Owner
    June 4th, 2026 07:29 PM
    Thank you Camrie on the 5 star review. It was a pleasure working with you and getting you in your new home :)
  • 31–40 of 101
    About
    We are mortgage banking professionals, committed to making our communities better places to live and work. We are dedicated to helping every qualified buyer achieve their dream of home ownership through superior customer service and innovative products and technology. Acopia is a Fannie, Freddie and Ginnie direct seller servicer and is pleased to offer borrowers a wide array of lending products. Our Honoring our Heroes program gives back to veterans, active military, law enforcement, firefighters, EMS, medical professionals and educators. Acopia, LLC is an equal opportunity lender with local branches in several regions throughout the U.S. Georgia Residential Mortgage Licensee. NMLS 4664 | GRMA 60024. Connect with us to learn more.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Memberships
    • The Calhoun County Area Chamber
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2095187
    Hobbies
    • I enjoy spending time with my family, traveling, and taking in the beauty of God's creation.
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.