Mike Derby
Loan Officer | NMLS # 1992656
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction s... Show More
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Mike Derby has received a review with 5 star rating from Susan S
Reply from Owner
January 9th, 2026 11:26 AM
Thanks Susan!
Great communication. Answered every question we had and made the overall home buying process easy.
Reply from Mike Derby
October 2nd, 2025 02:06 PM
Having your feedback, Susan, is very appreciated. It's wonderful to learn that my communication and support helped make the home buying process smoother for you. I'm always here to answer any questions you may have in the future. If anything,...
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Mike Derby has received a review with 5 star rating from Andrew L
Reply from Owner
January 9th, 2026 11:25 AM
Thank you for choosing me for your mortgage journey, Andrew. I'm dedicated to your success as a homeowner!
Easy and knowledgeable and very precise
Reply from Mike Derby
August 14th, 2025 01:39 PM
Thank you, Andrew, for sharing your feedback. I'm pleased to hear that you found the process easy and appreciated the precision and knowledge I aim to provide. Ensuring a smooth experience is important to me, and it's great to know that this...
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Mike Derby was fantastic. His communication skills are superb. He stayed on top of all aspects of the mortgage proces. could not have asked for a better experience.
Reply from Mike Derby
August 2nd, 2025 02:18 PM
Thank you, Richard, for your kind words. I'm so glad to hear that my communication skills and attention to detail made such a positive impact on your mortgage experience. It was a pleasure to assist you every step of the way. If you have any...
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Good communication and kept me well informed.
Reply from Mike Derby
July 26th, 2025 01:50 PM
Thank you so much for your kind words, Sue. I'm delighted to know that you found the communication effective and that you felt well informed throughout the process. Keeping clients updated is a priority for me, and it's wonderful to hear that...
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Mike Derby has received a review with 5 star rating from Lynn B
Reply from Owner
January 9th, 2026 11:21 AM
Thanks Lynn!
Mike's communication with us was top notch. He covered every detail. There were no big surprises like I've experienced with some companies in the past. He solved any issues that arose and made the process go smoothly.
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Reply from Mike Derby
April 15th, 2025 04:00 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
Mike was referred by a friend. What a difference a local lender is. I got the fastest turnaround on all sorts of the buying home process. Cannot recommend more. And lastly, the real reason we went with Mike was he had the lowest rate! Great...
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Reply from Owner
January 9th, 2026 11:17 AM
Thanks for your review James, I am glad I was able to assist you through the process. I love what I do and the people I have the opportunity to work with. Congratulations!
I called whenever i wanted and always got my answer right away. This kind of dedicated service is a huge standout. Navyfed and rocket got lapped by Mike!
Reply from Mike Derby
November 27th, 2024 02:13 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
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About
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction supply business, serving professional home builders & commercial builders. Throughout his career, He has always prided himself on customer service & satisfaction based on understanding the customer’s needs, goals & objectives. As a Loan Officer, this means that He works diligently with his clients to find them the best loan product to fit their individual needs. He has been married for nearly 40 years, & in his free time enjoys spending time with family & cruising the Chesapeake Bay with family & friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Fixed-Rate Mortgages
Construction Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1992656
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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