Mike Derby
Loan Officer | NMLS # 1992656
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction s...... Show More
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Working with Mike Derby as our loan officer was an outstanding experience from start to finish. He is incredibly knowledgeable about the industry, which gave us a huge amount of confidence throughout the entire process. No matter how complex...
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Reply from Mike Derby
May 18th, 2026 06:43 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Always a pleasure working with Mike. He's very informative and goes above and beyond for his clients!
Reply from Mike Derby
April 24th, 2026 12:06 PM
Thank you for sharing your positive experience. We're honored to be your trusted mortgage advisors.
Mike Derby has received a review with 5 star rating from Hayden O
Reply from Owner
April 24th, 2026 01:51 PM
Thannk you Hayden!
As a first time homebuyer I was very unfamiliar with the process. Your knowledge with the home buying process made it less stressful.
Reply from Mike Derby
April 22nd, 2026 03:33 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Mike was professional, accommodating, and very responsive. He answered our questions and assisted us any time we needed help.
Reply from Owner
April 15th, 2026 03:19 PM
Lisa, Thank you for the kind feedback. I enjoyed working with you and am glad I could be there whenever questions came up. Helping make the process smooth and being accessible was important to me. Please feel free to reach out anytime if I...
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Mike was professional, accommodating, and very responsive. He answered our questions and assisted us any time we needed help.
Reply from Mike Derby
April 11th, 2026 09:01 AM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Even though it can be a long process, it was more simple and easy to get through. We also appreciate the patience you had with us while trying to get everything situated and you helped answer all and any questions we had.
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Reply from Mike Derby
March 31st, 2026 11:07 AM
We're delighted to have met your expectations. We look forward to serving you again in the future.
It was great working with Mike. Through the process of shopping around for a lender, he kept things simple and provided me the best offer. He was very upfront on what he can offer without tearing other businesses down or discouraging me from...
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Reply from Owner
March 30th, 2026 04:58 PM
Thank you for taking the time to share this thoughtful feedback. I truly appreciate the opportunity to work with you and the trust you placed in me while exploring your lending options. I am glad the process felt clear and respectful, and that...
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You were very straight forward with things. Didn't argue how other people do things just was upfront about what you can provide. I'm not a fan of when people tear other businesses down, so was happy to work with you when you didn't do that....
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Reply from Mike Derby
March 28th, 2026 10:09 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Mr. Derby is absolutely excellent at his job and a great human beingNot only was my first home purchase and then a few years later my first refinance an amazing experience that exceeded my expectationsBut it was also obvious how much Mr. Derby...
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Reply from Owner
March 15th, 2026 08:41 PM
Thank you for your kind review! It has been an honor to work with you through both your first home purchase and your refinance, and I truly appreciate the trust you have placed in me over the years. Building lasting relationships and being...
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About
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction supply business, serving professional home builders & commercial builders. Throughout his career, He has always prided himself on customer service & satisfaction based on understanding the customer’s needs, goals & objectives. As a Loan Officer, this means that He works diligently with his clients to find them the best loan product to fit their individual needs. He has been married for nearly 40 years, & in his free time enjoys spending time with family & cruising the Chesapeake Bay with family & friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Fixed-Rate Mortgages
Construction Loans
Search Rank ScoreLearn More →
447
/850
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Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1992656
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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