Mike Derby
Loan Officer | NMLS # 1992656
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction s... Show More
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Reviews from Web
Even though it can be a long process, it was more simple and easy to get through. We also appreciate the patience you had with us while trying to get everything situated and you helped answer all and any questions we had.
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Reply from Mike Derby
March 31st, 2026 11:07 AM
We're delighted to have met your expectations. We look forward to serving you again in the future.
It was great working with Mike. Through the process of shopping around for a lender, he kept things simple and provided me the best offer. He was very upfront on what he can offer without tearing other businesses down or discouraging me from...
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Reply from Owner
March 30th, 2026 04:58 PM
Thank you for taking the time to share this thoughtful feedback. I truly appreciate the opportunity to work with you and the trust you placed in me while exploring your lending options. I am glad the process felt clear and respectful, and that...
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You were very straight forward with things. Didn't argue how other people do things just was upfront about what you can provide. I'm not a fan of when people tear other businesses down, so was happy to work with you when you didn't do that....
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Reply from Mike Derby
March 28th, 2026 10:09 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Mr. Derby is absolutely excellent at his job and a great human beingNot only was my first home purchase and then a few years later my first refinance an amazing experience that exceeded my expectationsBut it was also obvious how much Mr. Derby...
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Reply from Owner
March 15th, 2026 08:41 PM
Thank you for your kind review! It has been an honor to work with you through both your first home purchase and your refinance, and I truly appreciate the trust you have placed in me over the years. Building lasting relationships and being...
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Mr. Derby is not only great at his job but a great human . . He makes every stressful transition as smooth as possible, and he honestly cares about his customers. I can say that after a home purchase and a refinance.Years later, he still remembered...
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Reply from Mike Derby
March 14th, 2026 11:49 AM
I appreciate your thoughtful review, Zachariah. It's rewarding to know that I could make both your home purchase and refinancing experiences smooth and enjoyable. Remembering details about my clients is important to me, and I'm heartened to...
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Mike Derby is a true professional. Made financing my new home very easy. Always answered my questions fast and made sure I understood every step.
Reply from Owner
March 15th, 2026 08:28 PM
Jeff, Thank you for your kind words and thoughtful review. I am glad I could make the financing process easy and ensure you felt informed and confident at every step. Answering questions quickly and clearly is always a priority for me. It was...
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Fast to respond and answer any questions I had and always very professional .
Reply from Mike Derby
March 2nd, 2026 08:04 PM
I’m pleased to hear you found the responses quick and professional, Jeffrey. Providing timely and courteous service is something I make a priority. If there’s anything more I can assist you with in the future, don’t hesitate to get in touch....
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Great communication, made it very clear on what you needed from me and helped me get any missing infi
Reply from Mike Derby
November 20th, 2025 09:36 PM
I'm glad to hear that the communication was clear and helpful during the mortgage process, William. Ensuring you knew exactly what was needed is important to me, and I'm pleased it contributed positively to your experience. If you have any...
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Mike Derby was the second lender I utilized He went theough every step with me and explained everything. He was in constant communication with me and I felt like he went above and beyond to help me meet my settlement date. he is professional...
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Reply from Mike Derby
October 27th, 2025 02:01 PM
I'm really grateful for your recommendation, Dorothy. Knowing that you felt supported throughout each step of the process and that my approach made a difference is incredibly important to me. Thank you for trusting me to assist with your mortgage...
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Great, proactive communicatio.
Reply from Mike Derby
October 7th, 2025 05:33 PM
It's great to hear that you appreciated the proactive communication, Justin. Keeping clients informed is important to me, and I'm pleased it contributed positively to your experience with Fitzgerald Financial Mortgage. If there's anything more...
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About
Mike Derby & his team of local professionals at FitzGerald financial group offer quick processing, exceptional service, & on-time closings. Prior to joining the mortgage industry, Mike excelled in a 35 year-long career in the construction supply business, serving professional home builders & commercial builders. Throughout his career, He has always prided himself on customer service & satisfaction based on understanding the customer’s needs, goals & objectives. As a Loan Officer, this means that He works diligently with his clients to find them the best loan product to fit their individual needs. He has been married for nearly 40 years, & in his free time enjoys spending time with family & cruising the Chesapeake Bay with family & friends.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Fixed-Rate Mortgages
Construction Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1992656
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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