Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Mike is always so easy to work with and he and his staff are very responsive. The process can be very long and stressful but the team makes it super easy and worry-free. This is my second time working with Mike and I would do it again!
Mike is great, he helped me like I’m his friend. Thank you so much for your help for my refinance again.
Mike helped with my first mortgage and most recently with a refinance. Aside from being a top-notch team, Mike was always so responsive, regardless of day or time. He advises with confidence and sound knowledge that make working with him so...
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Mike has been absolutely awesome to us! He made the initial loan process so easy and smooth. He then advised us on the benefits of refinancing due to the extremely low interest rates and how much money we would save over the life of the loan....
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Mike and his team made everything so easy. The online portal sped up the paperwork process. I would highly recommend using Mike for any mortgage needs!
Bay Equity offers competitive rates and prompt customer service. They are easy to work with and makes the who process smooth and stress free !!
We communicated mostly through text. I liked this
If you are looking for personalized, easy loan experience then Mike Richardson is definitely the guy to call. He made our initial loan process smooth and stress free. Then he continued the personalized treatment by advising us when the interest...
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Reply from Owner
May 7th, 2026 12:00 AM
Marci, thank you so much! I really appreciate you taking the time to write this. It’s been a pleasure helping you both with your purchase and the refinance. I’m glad we were able to take advantage of the lower rates and keep everything smooth...
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Mike and his team at Bay Equity are so great to work with. We have gone through Mike for home purchases and most recently a refi. Mike and his team make the process so easy and incredibly fast. Mike will go above and beyond and answer any questions...
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Mike and his team are the ultimate rockstars! From start to finish they made our buying experience seamless and easy. Anytime we had a question Mike or Amy were on it! Their response time and doing what it takes to get the deal done is off...
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851–860 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446