Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Michael's service, communication and team made the whole process smooth and seamless.
We are needy and ask lots of questions, and wanted to be sure about a refi. Mike has ALL the knowledge, and is totally patient as well. He was 100% available! Always responded to us immediately. Probably the only certainty in this crazy year...
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Highly recommend Mike and his staff! Mike helped to make our first home buying process super smooth and stress-free. He is always available to communicate and answer our many questions. He helped to get us a great rate and would definitely...
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Reply from Owner
December 4th, 2020 03:31 PM
Hi Julie, thank you so much for the kind words! I'm so thrilled you had a smooth and stress free experience. We always strive to make this an easy process! Take care!
We really appreciated Mike meeting with us months before we were ready to purchase a home as he helped to build out a timeline/guideline for us to fully understand where we'd like to be financially before beginning the mortgage process. Once...
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My wife and I has been looking to purchase our first home for the longest time. The first step on our list to find a lender that will make that purchase happen. I looked on Yelp and found that Bay Equity has the most/best reviews so I thought...
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Fast service. Answered all are questions quickly and you guys were the easiest part of this hole process to deal with. Great service! Thank you
Dealing with the loan process can sometimes be a trying experience. However, with Michael Richardson and the Bay Equity Team the process was smooth and as painless as can be. Mike and his team were helpful a pleasure to deal with from inception...
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Reply from Owner
November 30th, 2020 05:38 PM
Hi Dare! That is so amazing to hear, thank you so much for taking the time to share your feedback with us. I'm so glad we were able to help you out. Take care!
Mike is incredibly responsive and friendly! He was a joy to work with for our first home buying process.
841–850 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446