

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
The whole process was so easy and Mike was great at communicating with us frequently.
We tried some of the larger banks and companies for quotes but got little to no responses. Our friend recommended Mike Richardson and it was the best decision ever. He was very informative, quick to respond, and offered great rates. Anything...
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Mike is excellent with communication and makes the loan process as painless as possible.
Our situation was a little more complicated involving a family trust. Mike and his team were quick to respond to our questions.
Mike's willingness to take in the big picture of our complex file helped close the loan in a timely manor. His team is also top notch and communicates effectively. I would recommend him to anyone and will use him again in the future.
Mike and his team were very professional, helpful, and flexible throughout our home purchasing process. I highly
recommend Bay Equity!
Fast responses, clear communication. Thank you, Mike! Grateful for Bay Equity!
We bought our house using Mike as our lender in April, and refinanced this month. Both times Mike and his team were very knowledgeable and prompt of we had any questions.
Mike is always happy to help and gets back in a timely manner. He has great people skills and is great and what he does.
Mike and his team were a pleasure to work with. They were very user friendly and were always available to plainly explain any questions that came up. As a home buyer that has been through this process multiple times, this time through was a...
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Reply from Owner
December 24th, 2020 06:29 PM
Hi William - that's so wonderful to hear - glad you had a great experience. Thank you so much for the amazing review! Happy Holidays!
801–810 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446