Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
Michael was very efficient, always ready to answer questions, and processed all quickly. The interest rate was very competitive. The online tools were easy to work with. We would highly recommend him.
I just wanted to thank Mike and the Bay Equity team for such a seamless and frankly, EASIEST refinancing I've ever done. From the first contact to the last, everything was excellent. Thanks Mike, Amy and Jessica (and everyone else). Great job....
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Reply from Owner
December 31st, 2020 08:54 PM
Thank you so much for the five star review Bryan - it's greatly appreciated! We are so glad to hear that it was so easy. Happy New Year!
Everything was done as quickly as possible.
They helped me get a loan with my unconventional income. Mike and his team were very helpful and knowledgeable. They were quick to respond to my questions and concerns. I recommend them highly.
Reply from Owner
December 31st, 2020 08:53 PM
Hi Connie - thanks so much for your amazing review! It was a pleasure working with you - we look forward to working with you again in the future. Happy New Year!
Mike and his team were very helpful and knowledgeable. They were quick to respond to my questions and concerns. I recommend them highly!
To me, what made GREAT the experience to deal whit Mike Richardson our mortgage was the clarity to explain every detail and question; also the order of the documents' presentation.
Mike provided just the right mix of open and honest communication at every step, and professional confidence that gave me the impression that I could trust the process even without the correspondence. Highly recommended.
Will be repeat customer. Always prompt and makes things so easy.
Mike patiently explained our options to us, and made the process as easy as possible.
791–800 of 1517
About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446