Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
From the moment I made the call, Nick and Richard got the ball rolling. They were very efficient, and throughout the process kept us updated on our progress. Best company we’ve ever dealt with, hands down. We highly recommend using Bay Equity...
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Mike helped us with the purchase of our first home in August of 2019 and later helped us refinance in January 2021. He helped us save money on our monthly payments and helped us realize other helpful things about our loan. We are truly customers...
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Mike is awesome! Made everything super painless and easy. His responses to questions were timely and accurate.
Mike and his team are hands down the best we’ve worked with. After a couple of sour experiences with others, our realtor referred us to Mike, and we are forever grateful!! We look forward to doing future loans with Mike & will ALWAYS refer...
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Mike did a phenomenal job for us last year on a simultaneous purchase and refinance, so there was really no question in our minds who we would go to to refinance our home this time around. Everything went so smoothly, I sometimes even forgot...
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Very good communication throughout the process; responsive and proactive in quickly getting us through the different steps. The application process was also very user friendly.
Mike and team are awesome, plan and simple. This was the quickest, easiest loan process I have ever had. He has my highest recommendation.
Mike and Bay Equities made refinancing our mortgage incredibly easy. After attempting to complete the refinance with another company which was incredibly frustrating, Mike was a breath of fresh air. He made the process easy and convenient....
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Being a first time homebuyer can be scary, but Mike and his team work hard to make the process as smooth as possible. I'm so grateful for all the help he provided. I will never have to look for another lender. I will forever go back to Mike...
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Reply from Owner
January 29th, 2021 03:54 PM
Hey Tabitha! I am so glad to hear that the process went smoothly for you! Thank you for the wonderful review of my team and I. Congrats on your new home! Looking forward to working with you again in the future - take care.
Being a first time homebuyer can be scary, but Mike and his team work hard to make the process as smooth as possible. I'm so grateful for all the help he provided. I will never have to look for another lender, I will forever go back to Mike...
read more
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446