Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 5 PM
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Reviews from Web
I had plenty of reminders and when I had problems getting the documentation, I got good advice on improvising. The process moved along at a good pace.
Mike and his team made the refinance process easy and fast. Would definitely work with his team again!
Mike and his team went above and beyond and exceeded my expectations through the entire process.
whole process was done in 30days any questions we had Mike or Nick answered right away.Mike and his team are very good at what they do our credit score was not the best they still got us much better rate then we had, we were able to do refi...
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Want a stress free, painless and life changing experience?! Mike and Nick Richardson at B.E loans is the must go to place!! Not only did we close on time and get the house we've always wanted but we were given the tools at the start of the...
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Want a stress free, painless and life changing experience?! Mike and Nick Richardson at B.E loans is the must go to place!! Not only did we close on time and get the house we've always wanted but we were given the tools at the start of the...
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Reply from Gold Star Mortgage - Reno
February 19th, 2021 03:47 PM
Zak, thank you so much for sharing your amazing experience! We are so happy to hear that you were able to close on time and get the house of your dreams! Stress free and painless is always the goal we have. We hope to work with you again soon!...
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Working with Nick, Mike, and their entire team was a pleasure. Excellent communication and they were always one step ahead of the game. Thank you for making this process so painless for us!!!
Reply from Gold Star Mortgage - Reno
February 19th, 2021 03:43 PM
Hi Janjilla - we are so happy to hear that you had a great experience with our team! We always strive to make the process as painless as possible. We look forward to working with you again in the future. Take care!
Mike and his team of professionals have been phenomenal to work with. Very clear communication and realistic expectations were set at the beginning of the homebuying experience which made the entire process a breeze. My husband and I will forever...
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Mike is so amazing. He ensures the client is fully aware of options and works hard to get things done quickly.
The website kept me up to date on the overall status of the loan application. As additional documents were needed, the website notified me immediately. Uploading documents could not have been easier. Mike and his team were always available...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446