Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Constant communication, above and beyond service provided and making the financial part of buying a house pleasant!
Great communication, user friendly app to stay current on docs needed and updates, friendly and knowledgeable staff and quick responses. We would highly recommend Mike and Bay Equity Home Loans!!
We really enjoyed working with Mike. He made getting financed enjoyable instead of painful. He's very knowledgeable and he worked constantly to make sure we had a good experience even in this housing market! Mike and his team definitely earned...
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Open communication and track status of the loan was great!
Mike was by far the best I have worked with. I never had to make sure he was doing what he needed to do to get escrow to close on time. He was on top of everything and the entire escrow process went very smoothly. He was very available to talk...
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Mike and Nick were ultra available to answer all of my questions and run different financial scenarios. Well after my loan closed Mike still has a hot line [his cell phone! :)] to answer my questions about market conditions, investing and interest...
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Mike is amazing! If I ever have any questions he is always willing to answer them even when we closed over a year ago on our house. He’s just is an all around nice guy. I would definitely go through him if I was buying another house.
Great communication throughout the process, understood our needs and provided solutions to problems
Every step of the way Mike and his team were there during the purchasing process. Can't say enough positive things, simply put A+++
Mike helped my fiancee and I get approved for our dream home. He made it possible for us to move into our house with our family and made it an easy process. Thanks!
Reply from Owner
November 3rd, 2022 04:14 PM
Hi Kim - thank you for the 5 stars! I'm glad to hear it was an easy proces for you. Don't hesitate to reach out if you need anything else. Enjoy your new home!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446