

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Overall Ratings
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Reviews from Web
Mike + his team were so great to work with! As a first time home buyer, they communication was top notch as this has been a long process. They explained everything so thorough so I was never confused. Mike was always very honest and never beat...
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Reply from Owner
December 1st, 2022 04:34 PM
Hi Amber! Thank you so much for the 5 stars! We are so happy to hear that you had a great experience and look forward to working with you again in the future. Enjoy your new home!
Amazing communication! That was very important to my fiancé and I as first time home buyers!
Mike and his team has amazing communication and are very knowledgeable! My fiancé and I are first time home buyers and they made this process SO easy even with it being a long one to find the perfect house!
Mike and his team were all kind and respectful. My fiancé and I never once doubted them. Everyone answered our questions even if we thought they were silly questions. We are so happy with how fast and smooth everything went and now we own our...
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Reply from Owner
December 1st, 2022 04:33 PM
Kandy - thank you for the kind words! We greatly appreciate your trust and support. We would love to work with you both again in the future! Take care!
Mike and his team were all kind and respectful. My fiancé and I never once doubted them. Everyone answered our questions even if we thought they were silly questions. We are so happy with how fast and smooth everything went and now we own our...
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Mike and team are efficient, effective, give great advice, advocated for us well , and are genuinely nice folks!
Reply from Owner
December 1st, 2022 04:14 PM
Hi Ryan, thank you for the great review! My team and I appreciate it. Take care!
Efficient, effective, great advice and advocate, and nice folks
Easiest mortgage transaction we have ever done! Wonderful communication with Mike
Great communication, user friendly app to send and receive docs and messages,
Friendly competent staff and knowledgeable! Great experience!
Reply from Owner
December 1st, 2022 04:13 PM
Thank you Joanne for the five stars! My team and I appreciate your business and support. Have a great day!
Great communication, user friendly app to keep up with documents and questions, friendly and knowledgeable staff, fast processing and quick responses. An A+ experience!
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446