Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
We chose Mann Mortgage and Michael Richardson for our home refinance and everything went great! What could have been a very stressful process (our first home financing since self employment) was very seamless and easy. Thanks for your help...
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My wife and I just bought our first house this year and Michael helped us with our loan. He helped to make it an enjoyable and stress free time for us. He initially helped us with credit repair and through that our credit went up over 70 points...
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I had a very pleasant experience using Michael Richardson for my Mortgage refinance. Michael was very customer focused, put questions into an easy perspective and always followed back up. He made sure we got the best rate possible and the process...
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Simply put, Michael Richardson and his team left nothing to be desired. I will be using him for any future home purchases as a result of the incredibly positive experience I had working with him. I don't typically write reviews for anything...
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Reply from Owner
May 9th, 2026 08:19 PM
Hey DJ. Thanks for taking the time to leave me a review! I greatly appreciate you taking the time to do this for me. Cheers!
We absolutely loved working with Mike and highly recommend him! He explained the loan process very thoroughly and always made himself available to answer all of our questions. He never skipped a beat and make sure everything went as smooth...
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Mike was fantastic! My wife and I were nervous first time home buyers and Mike took the time to explain everything to us and guide us through the process. He was very focused on making sure we were happy.
Mike took care of everything, top to bottom, start to finish. Quick to respond any day of the week, reliable, trustworthy, left nothing to be desired.
I had another pleasant experience using Michael Richardson for my Mortgage refinance. Michael made sure we were informed about the low interest rate opportunity and lock us in before the rate went up. Overall the experience was excellent.
Mike Richardson worked hard to make sure there were no unexpected problems. Closed on time with the correct rate and there were no surprises. I would recommend Mike Richardson to anyone looking for a home loan.
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446