Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
We went to Michael after making a very poor choice in another loan company that did not give us reliable or truthful information. Michael was extremely professional and all of his information was factual and spot on. He had helpful suggestions...
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I worked closely with Mike Richardson at Mann Mortgage on obtaining a mortgage for an investment property. Previously, I worked with a different mortgage company. Three things stood out when working with Mike: 1) second-to-none client service;...
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Mike Richardson and his wonderful team made getting a mortgage the easiest part of buying a home! I interviewed several big banks and another independent Mortgage Banker and I felt most comfortable with him and his team. I also knew I was getting...
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Working with Mike was fantastic! He went above and beyond, and out of his own way to help us buy our house. Plus his options as far as loan numbers go were unmatched! Anyone buying in the Reno Sparks area I highly recommend contacting Mike...
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Reply from Owner
May 9th, 2026 08:24 PM
Thanks for taking the time to leave me an awesome review, Cody! I always enjoy working with Madi and you :)
Working with Mike was fantastic! He went above and beyond, and out of his own way to help us buy our house. Plus his options as far as loan numbers go were unmatched! Anyone buying in the reno sparks area i highly recommend contacting Mike...
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Michael Richardson is a great lender. Very professional, timely and great at communicating with all parties. He made it possible for my client to close on her home a week earlier than scheduled in an already tight time frame. I highly recommend...
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We chose Mann Mortgage and Michael Richardson for our home refinance and everything went great! What could have been a very stressful process (our first home financing since self employment) was very seamless and easy. Thanks for your help...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446