

Mike Richardson
Branch Manager | NMLS #1195440

Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
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Reviews from Web
Mike took care of business. He was able to get me qualified when my usual lender couldn't. He got me a quarter point drop in my rate by watching the market and not just locking in. And he got me closed on time in a crunch situation. I couldn't...
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Michael was referred to me by my realtor. He made buying a house one of the easiest things I’ve ever done. Being a first time buyer, I had no clue what to expect and after it was all completed, he truly made it such an exciting and stress free...
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Micheal Richardson was the best to work with! It's no wonder he won best lender of Reno and best loan officer within the Mann Mortgage Company. He was always available to answer our questions and he hustled to close early!! I highly recommend...
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Mike was super helpful! He made your first home buying experience great! He answered any questions we had, and we had a lot. Mike explained everything making sure we understood all the details of the loan. Also we could text or email him at...
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Mike was incredibly helpful and responsive throughout a complicated closing process. He was accessible to us day and night. When we faced challenges with the appraisal, he found creative options to ensure we were able to proceed with the home...
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Mike was super helpful! He made your first home buying experience great! He answered any questions we had, and we had a lot. Mike explained everything making sure we understood all the details of the loan. Also we could text or email him at...
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Mike and staff are amazing! They are so persistent in getting what’s best for the client. Super friendly and able to get ahold of anytime of day or night. I bought a home from Mike and now he has helped with my refinance and the experience...
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Mike was super helpful! He made your first home buying experience great! He answered any questions we had, and we had a lot. Mike explained everything making sure we understood all the details of the loan. Also we could text or email him at...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446