Mike Richardson
Branch Manager | NMLS #1195440
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a ... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Mike was very helpful in guiding me with getting my credit cleared from a false claim, and also locked in a great rate for my mortgage! I would recommend him to my friends.
Mike Richardson has received a review with 5 star rating from Salina T
Mike Richardson has received a review with 5 star rating from Stephanie F
wanted a commitment from me without providing me basic rate information. emailed, and or text a few times but i did not get the rate info and he wanted t do a credit check before giving me any informatio
Mike Richardson has received a review with 5 star rating from Raysel L
Mike Richardson has received a review with 5 star rating from Marvin B
Mike Richardson has received a review with 5 star rating from A M
Mike and staff are amazing! They are so persistent in getting what’s best for the client. Super friendly and able to get ahold of anytime of day or night. I bought a home from Mike and now he has helped with my refinance and the experience...
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Mike was fantastic. He made himself available at any hour including responding to texts on nights and weekends when we had questions. Anytime we were confused or uncertain we did an excellent job of breaking down the information and walking...
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Mike was on the ball, and he took care of business. He was able to get me qualified when my usual lender couldn't. He got me a quarter point drop in my rate by watching the market and not just locking in. And he got me closed on time in a crunch...
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About
Mike Richardson serving NV & Gold Star Mortgage understand your house is your home - not a loan. We know this because we've always been in the business of caring about our customer's journey, writing our story right alongside yours. From a home loan to a home refinance, we're proud to offer a secure application process that you can easily complete on your smartphone or computer. At Gold Star Mortgage, we are committed to being your mortgage lender for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA – Veterans Administration Loan – 30-year fixed - $0 down payment
FHA 203(b) – 30-year & 15-year Fixed – 3.5% down payment (traditional FHA Mortgage)
Conventional 30-year & 15-year Fixed – 3% minimum down payment
Jumbo Loans – 20% down payment, up to $3M*
Residential Mortgages
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Positions
- Mann Mortgage - Mortgage ConsultantJun 1st, 2014 - Dec 17th, 2018
- Bay Equity Home Loans - Branch ManagerDec 18th, 2018 - May 31st, 2024
Memberships
- Bay Equity Chairman’s Circle
- MBS Highway
- Certified Mortgage Advisor
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Addresses and Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1195440
Awards
Achievements
- 2024 – 1st Place - Reno’s Best Individual Mortgage Lender – Mike Richardson - RGJ
- 2024 – 1st Place - Reno’s Best Mortgage Company – Bay Equity Home Loans - RGJ
- 2024 - Top 1% Loan Originator Nationwide - #764 out of 234K LOs Nationwide - Scotsman Guide
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Hobbies
- Hanging out with my wife Jade and three small children: Sophia, Rhone, & Ava
- Golf
- Traveling
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Disclaimer
NMLS ID# 1195440. Gold Star Mortgage Financial Group. NMLS ID# 3446. Equal Housing Opportunity. Click here https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446