Mike Rafii
Sales Manager | NMLS #5341
San Diego State University
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana,... Show More
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
If you're reading reviews to find the best company for Home Loans - look no more . The Rafii Group, with huge kudos to Rich Smith, who made this entire experience of buying a home a real pleasure. So attentive and readily available and patient...
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Working with Mike Rafi at Bay Equity Home Loans was such a pleasure - start to finish... He is extraordinarily well informed and knowledgable about all aspects of his business and real estate in general. I felt I was in capable hands from the...
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"I think we all would agree that completing the mortgage process is a very complicated process. Underwriters evaluate every aspect of our lives while determining our credit worthiness and this can be stressful. I just completed a very complicated...
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This was our second purchase with Bay Equity and once again I cannot say enough about the superb experience with Mike and Rich. We closed on our new home in 30 days as promised in the midst of a very busy and complicated lending environment...
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Reply from Owner
April 11th, 2018 12:00 AM
Janelle, on behalf of my entire team i want to express our sincere gratitude for your feedback. It was an absolute pleasure to serve as your Mortgage Advisor. I am delighted that everyone is satisfied and settled in. I look forward to being...
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Mike Rafii has received a review with 5 star rating from Cathy P
Did my VA Loan in 21 days & kept me apprised of every step of the way. No surprises. Honest, ethical, informative, expeditious, Bay Equity & Mike Rafii especially are top notch.
Rafii and his team are true professionals who go the extra mile! I am truly grateful for their expertise and knowledge of the industry. Mike assisted us in our first home purchase and it was a no brainer when I needed a mortgage extraordinaire...
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Reply from Owner
December 15th, 2017 12:00 AM
Thank you very much for taking the time to post about your experience Veronica! We are grateful to have you as a client and will always be happy to serve you and your referrals. Happy Holidays to you and your loved ones! Mike R. and The Entire...
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My gf and I were looking to buy a home, and we were referred to Mike and his team early on in the process. We contacted Mike and right away, he set our minds at ease with laying out everything we would expect during the process. Mike and his...
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Reply from Owner
December 15th, 2017 12:00 AM
Thank you Ross for taking the time to post your review and for the awesome endorsement. We appreciate your trust and business and are always here for you guys. Congratulations on your new home and please feel free to reach out anytime. Mike...
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The Rafi Group is phenomenal. We were doing a custom build and they were with us through the entire process. They are extremely organized and knowledgeable. We worked with them for 6 months and never had a complication once! I highly recommend...
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Our previous experience with other lenders before was disorganized and confusing with unexpected curve balls being thrown at us up to the day we expected our loan to fund leaving us stressed out and unsure on the financing portion for our home...
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About
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana, Nevada, Tennessee, and Washington. Buying a home is a major milestone, and my team and I are committed to making the process smooth, informed, and exceptional at every step. We would be honored to guide you through your homebuying journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Consultation
Mortgage Financing
Home Financing
Conventional Loans
Government Loans
Jumbo Loans
Mortgage Lending
FHA Loans
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Education
- San Diego State UniversityBusiness AdministrationBachelor of ScienceAug 1987 -May 1991
Positions
- Rocket Mortgage - Sales ManagerJul 1st, 2025 - Current
Memberships
- Austin Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #5341
Videos
Achievements
- Presidents Club 2015-2025
- Chairman's Circle 2015-2025
Hobbies
- Motorcycle riding
- Pickle ball
- Travel
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Disclaimer
Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906
NMLS #3030. https://www.nmlsconsumeraccess.org/
©2000-2025 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies, Inc. (NYSE: RKT).