Mike Rafii
Sales Manager | NMLS #5341
San Diego State University
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana,... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Communication was excellent. Mike , Rich and their team were always available to guide every step of the way. Thanks
Jamie is a true expert in his field. Very diligent and thorough from beginning to end. My wife and I trusted Jamie to help us buy our first home and more recently refinance our home. We'll continue to speak highly of Jamie and we'll always...
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I had an excellent experience working with Bay Equity! The customer service was exceptional – the team was friendly, knowledgeable, and always ready to assist with any questions I had. Highly recommend them to anyone looking for reliable and...
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Mike Rafii has received a review with 5 star rating from Vicki M
Mike has been an absolute delight during the stressful home-buying process. He was responsive, extremely knowledgeable, honest, clear, and always kept the stress off our plates by finding solutions to any hiccups that arose before they became...
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I recently had the pleasure of working with Bianca as my lender, and I cannot recommend her highly enough. From start to finish, Bianca demonstrated exceptional communication skills and provided invaluable advice throughout the entire process....
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Mike Rafii & Rich Smith are amazing. They are available whenever I needed them via phone / email. Kudos to you guys!
I have worked with Ed Quinby for years now (he has done multiple home loans, Re-Fi's, home equity loans for us), and I would say to anyone reading this review - look no further, work with Ed Quinby and the Bay Equity team. Ed will examine your...
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My experience with Bay Equity Home Loans was amazing! They helped us on a refi and I can't imagine working with anyone else. Their communication was friendly, consistent, and all our questions were answered timely. I highly recommend them!
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Reply from Owner
November 17th, 2020 12:00 AM
Peter - Thank you so much for your kind words. Some of our values here at Bay Equity is to understand that every loan we touch is someone's home. We aim to BE transparent, act with honesty and integrity. We hope to establish long term relationships...
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Chris Rocco and team are wonderful. It was easy working with them to get the loan done remotely from overseas.
Reply from Owner
July 17th, 2025 12:00 AM
We are so happy to hear that you had a great experience with Chris Rocco and his team! Thank you for choosing Bay Equity.
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About
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana, Nevada, Tennessee, and Washington. Buying a home is a major milestone, and my team and I are committed to making the process smooth, informed, and exceptional at every step. We would be honored to guide you through your homebuying journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Consultation
Mortgage Financing
Home Financing
Conventional Loans
Government Loans
Jumbo Loans
Mortgage Lending
FHA Loans
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Education
- San Diego State UniversityBusiness AdministrationBachelor of ScienceAug 1987 -May 1991
Positions
- Rocket Mortgage - Sales ManagerJul 1st, 2025 - Current
Memberships
- Austin Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #5341
Videos
Achievements
- Presidents Club 2015-2025
- Chairman's Circle 2015-2025
Hobbies
- Motorcycle riding
- Pickle ball
- Travel
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Disclaimer
Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906
NMLS #3030. https://www.nmlsconsumeraccess.org/
©2000-2025 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies, Inc. (NYSE: RKT).