

Mike Rafii
Sales Manager | NMLS #5341


San Diego State University
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana,... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Mike was with us every step of the way. He is a great resource, extremely professional, and helped us immensely throughout the process. I would highly recommend him.
Working with Mike & his team made buying my first condo an enjoyable experience. Mike was always available to answer my questions and is extremely knowledgable. He went above and beyond in making sure that I was comfortable with every step...
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Prompt responses with clear and open communication. The closing costs were less than what was estimated and Bay Equity delivered on that promise.
Prompt responses were provided with clear and open communication. The closing costs were less than what was estimated and Bay Equity delivered on that promise.
Working with Mike & his team made buying my first condo an enjoyable experience. Mike was always available to answer my questions and is extremely knowledgable. He went above and beyond in making sure that I was comfortable with every step...
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Absolutely First Class service! I will recommend Bay Equity to all Family and Friends and will use them for all future transactions. The Bay Equity Team’s attention, guidance, and experience provided our Family the very best experience against...
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Mike and his team are outstanding professionals and it was a pleasure working with them to as we went through the home buying experience. He made us feel at ease with the whole process and was very open and transparent about all the key requirements...
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Reply from Owner
October 6th, 2018 12:00 AM
Thank you M&J W. for taking the time and sharing your experience. My team and i are grateful for your kind words and this endorsement. Congratulations on your new home and please don't hesitate to reach out should you require any additional...
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Our situation is far from an easy loan. I've worked with many lenders over the years, residential and commercial, you guys really are the best of the best!Please thank Robin, Rich and everyone on your team for all their assistance in making...
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A friend of ours referred Mike to us and needless to say it was a life changer! Words can't express the gratitude we have for Mike and his Team. The people at Bay Equity Home Loans are nothing short of amazing! I can truly say they’re the most...
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Mike and his team were great. They completed a sizable and complicated purchase loan on time and smoothly. I've worked with many mortgage brokers and Mike and his team are really the best I've used. I'd highly recommend them to anyone.
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About
With over 25 years of experience and more than 900 five-star reviews, I'm proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana, Nevada, Tennessee, and Washington. Buying a home is a major milestone, and my team and I are committed to making the process smooth, informed, and exceptional at every step. We would be honored to guide you through your homebuying journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Consultation
Mortgage Financing
Home Financing
Conventional Loans
Government Loans
Jumbo Loans
Mortgage Lending
FHA Loans
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Education
- San Diego State UniversityBusiness AdministrationBachelor of ScienceAug 1987 -May 1991

Positions
- Rocket Mortgage - Sales ManagerJul 1st, 2025 - Current
Memberships
- Austin Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #5341
Videos



Achievements
- Presidents Club 2015-2025
- Chairman's Circle 2015-2025
Hobbies
- Motorcycle riding
- Pickle ball
- Travel
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Disclaimer
Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906
NMLS #3030. https://www.nmlsconsumeraccess.org/
©2000-2025 Rocket Mortgage, LLC. All rights reserved. Lending services provided by Rocket Mortgage, LLC.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans), and Rocket Money, Inc., are separate operating subsidiaries of Rocket Limited Partnership. Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Limited Partnership is an indirect, wholly owned subsidiary of Rocket Companies, Inc. (NYSE: RKT).