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Michael Certo - Producing Branch Manager in San Diego, CA

Michael Certo

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Producing Branch Manager

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With over 23 years of experience in the mortgage industry, Mike Certo stands out as a dedicated producing branch manager, committed to enhancing the client experience. His innovative approach focuses on delivering unique mortgage products t... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
1%
3 Star
5%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    D
    Dennis H B
    CAPE CORAL, FL
    Posted on April 18th, 2025 04:47 PM
    Brad Rubin did a great job he was very detailed about items needed to get qualified and communication was also great and professional. Will truly recommend you guys.
    Reply from Michael Certo
    May 12th, 2025 03:06 PM
    Thanks Dennis for the great review for Brad. He does an outstanding job for his clients and partners.
  • Encompass
    M
    Mari L H
    Laughlin, NV
    Posted on April 7th, 2025 09:09 PM
    Great Communication, will refer in the future. My buyers were very happy with the experiance as well. Thank you!
    Reply from Michael Certo
    April 7th, 2025 09:12 PM
    Thanks so much for the feedback Mari Lynn. It was a pleasure working with you on the transaction and appreciate the professionalism and communication. Always great working with an amazing team of professionals.
  • Encompass
    H
    Hernani C
    Mesa, AZ
    Posted on March 18th, 2025 12:31 AM
    Great communication, very knowledge , and makes it easy
    Reply from Michael Certo
    March 18th, 2025 03:15 PM
    Thanks Hernani, you were a great client to work with and made my job enjoyable. Appreciate the great review and will look forward to the next purchase in the short future.
  • Encompass
    T
    Tina M S
    Mesa, AZ
    Posted on March 17th, 2025 02:20 PM
    Mike and his team are professional, competant, and communicate every step of the way! Highly recommend.
    Reply from Michael Certo
    March 18th, 2025 03:17 PM
    Thanks for the great review Tina. Always enjoyable to work with great agents like yourself. Really makes for a great transaction!
  • Encompass
    S
    Susanne H
    Flagstaff, AZ
    Posted on February 5th, 2025 11:25 PM
    Step by step Michael Certo and I could managed it. It was the first time for me, that I applied for a loan and a total new experience. Michael was always very friendly and professional. Thanks again.
    Reply from Michael Certo
    February 12th, 2025 11:28 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    C
    Cathy C
    Fountain Hills, AZ
    Posted on February 5th, 2025 01:31 PM
    Mike's professionalism and knowledge in the industry is what made this transaction go as smoothly as possible. I couldn't have gotten this one done without you Mike!Thank you and I'll be bringing you more business in the near future.Sincerely,...
    read more
    Reply from Michael Certo
    February 12th, 2025 01:33 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    G
    George W
    Chandler, AZ
    Posted on February 3rd, 2025 06:15 PM
    Michael is such a professional in mortgage brokage bussiness. He made everything easy when I was going through the application process. He kept sending me emails and text messages to inform me the status and future steps of the application....
    read more
    Reply from Michael Certo
    February 10th, 2025 06:16 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    J
    Jeff R
    Palmdale, CA
    Posted on December 23rd, 2024 04:32 PM
    Absolute first rate service - with unwavering dedication to getting the mortgage arranged within in a tight deadline. At all times I felt Mike and his team were looking ahead to foresee potential difficulties and prepare in advance. All interactions...
    read more
    Reply from Michael Certo
    December 30th, 2024 04:34 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Zillow
    K
    Kat R
    Chandler, AZ
    Posted on June 26th, 2023 12:00 AM
    Don’t remember being in contact at all. Only got letter in mail yesterday 6/25/23 that wasn’t approved for a loan. ………………………………….to use up characters.
  • Persona migrate verified
    J
    JodiAnn S
    San Tan Vly, AZ
    Posted on October 1st, 2021 07:36 PM
    I left 2 messages and was never called back
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    About
    With over 23 years of experience in the mortgage industry, Mike Certo stands out as a dedicated producing branch manager, committed to enhancing the client experience. His innovative approach focuses on delivering unique mortgage products that meet the needs of both buyers and sellers, ensuring that every partnership adds genuine value. This commitment has earned Mike and his team a place among the top 100 teams in the country, a testament to his exceptional service and industry expertise.Beyond his professional achievements, Mike is a devoted father of two sets of twins, embracing the joys and challenges of family life. An avid adventurer, he has climbed iconic peaks such as Mt. Rainier and Mt. Kilimanjaro, and he has completed both a marathon and a triathlon. When he's not navigating the complexities of the mortgage landscape, Mike enjoys exploring new places with his wife and children, cherishing every moment spent in the great outdoors.Mike's passion for his work and his family shines through in everything he does, making him a respected leader in the mortgage industry and a cherished figure in his community.At Cornerstone First Mortgage, LLC. we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.For Licensing Information go to:www.nmlsconsumeraccess.orgNMLS ID #173855 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Fairway Independent Mortgage Corporation - SVP Area Manager
    • Cornerstone First Mortgage - Senior Vice President

    Time Zone

    Pacific Standard Time (PST)