Michael Certo
Producing Branch Manager
With over 23 years of experience in the mortgage industry, Mike Certo stands out as a dedicated producing branch manager, committed to enhancing the client experience. His innovative approach focuses on delivering unique mortgage products t... Show More
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Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
I couldn’t have asked for a better loan officer than Mike Certo! As a first-time homebuyer, I was nervous and unsure about the process, but Mike walked me through every step with patience, knowledge, and professionalism. He took the time to...
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Reply from Michael Certo
August 26th, 2025 05:14 PM
Thanks so much for the kind review Jessica and it was truly a pleasure working with you. So happy for you and your family! If you need anything, I'm always here for you guys.
From start to finish, Mike is the ultimate profesional. He is extremley solution based on whatever challenges a home buyer may be facing. Excited to continue to work together to help as many people as possible secure home ownership
Reply from Michael Certo
May 12th, 2025 03:04 PM
Thanks Ryan and working with professionals like yourself makes my job both easy and enjoyable. You do an amazing job on the agent side representing your clients and making my life easier when it comes to lending.
Mike was very friendly and professional he took care of everything he needed to do plus made sure others completed their job as well. We will definitely use he services in the future.
Reply from Michael Certo
April 7th, 2025 04:12 PM
I really appreciate the feedback and am looking forward to working with you again.
Michael answered my questions and gave me guidance. You don't find individuals who are honest and take the time to give you guidance/advice these days.
Reply from Michael Certo
July 10th, 2026 05:25 PM
Tomika it was an absolute pleasure speaking with you and wishing you a great journey on finding your new home for you and your daughter. Always here if you need anything or have any questions.
Great experience. Easy escrow. Knowledgable team.
Reply from Michael Certo
June 30th, 2026 01:35 PM
Thanks Richard, appreciate you being so on top of things and a great client! Looking forward to working together again in the future.
Michael was very responsive when questions were asked or follow up was needed. He's great to work with.
Reply from Michael Certo
June 8th, 2026 05:51 PM
Thank you so much for the review Cheryl. I appreciate the professionalism on your side and it was a pleasure working with everyone on this transaction.
Working with Mike on my first real estate transaction was an incredible experience. Not only was this my first sale as an agent, but the client was also my brother, so it was especially important to me that he was in good hands throughout the...
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Reply from Michael Certo
June 1st, 2026 01:13 AM
Thanks for the kind words Jennifer. Really appreciated how hands on you were and professional throughout the entire transaction. I would have never guessed this was your first transaction and you were always on top of things from your side....
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Michael provided excellent service, and advice throughout the entire process. He was absolutely ON IT every step of the way.
Thank you for helping make my dream of home ownership come true!
Reply from Michael Certo
May 3rd, 2026 03:07 AM
Thouroughly enjoyed helping you and seeing you purchase your home after almost a year of working with you. Was my pleasure and you were a fantastic client. Always here for any questions that you have Malcolm.
Customer service, prompt transactions and excellent communication.
Reply from Michael Certo
March 11th, 2026 08:11 PM
Thanks Jimmy for trusting us with your home purchase. Being able to serve veterans is truly the highest honor that I can have being in this industry. You were absolutely awesome to work with and truly appreciate you being on top of everythig!...
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Michael provided great communication For our buyers. His availability is very good and he provided a very fast pre qualification for them late on a weekend evening. I would consider him one of the finest lenders we have ever encountered in...
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Reply from Michael Certo
February 19th, 2026 02:46 PM
Tony thanks so much for the review and it was a pleasure working with you and your team. You guys were excellent agents and I really enjoyed the experience of working with both you and your team!
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About
With over 23 years of experience in the mortgage industry, Mike Certo stands out as a dedicated producing branch manager, committed to enhancing the client experience. His innovative approach focuses on delivering unique mortgage products that meet the needs of both buyers and sellers, ensuring that every partnership adds genuine value. This commitment has earned Mike and his team a place among the top 100 teams in the country, a testament to his exceptional service and industry expertise.Beyond his professional achievements, Mike is a devoted father of two sets of twins, embracing the joys and challenges of family life. An avid adventurer, he has climbed iconic peaks such as Mt. Rainier and Mt. Kilimanjaro, and he has completed both a marathon and a triathlon. When he's not navigating the complexities of the mortgage landscape, Mike enjoys exploring new places with his wife and children, cherishing every moment spent in the great outdoors.Mike's passion for his work and his family shines through in everything he does, making him a respected leader in the mortgage industry and a cherished figure in his community.At Cornerstone First Mortgage, LLC. we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.For Licensing Information go to:www.nmlsconsumeraccess.orgNMLS ID #173855 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Fairway Independent Mortgage Corporation - SVP Area Manager
- Cornerstone First Mortgage - Senior Vice President
Time Zone
Pacific Standard Time (PST)