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Guild Mortgage - Michelle Phelps
Senior Loan Officer | NMLS# 794009

I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Michelle is very good at what she does. She always kept us up to date on our loan progress, and kept us informed as to steps we needed to take to keep things moving. She responded to any questions or needs we may of had, swiftly. And Michelle...
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Reply from Guild Mortgage - Michelle Phelps
August 18th, 2025 03:52 PM
thank you for your trust in me! moving across the state is complicated and I hope I was able to make it a little bit less stressful! congratulations on your new home and let us know when you are back up here for a visit!
Michelle is amazing! She was recommended to us by our transaction broker. My spouse and I are first-time homeowners and Michelle was happy to answer any and all of our questions and was very patient with us. She went out of her way to make...
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Reply from Owner
August 18th, 2025 03:51 PM
welcome home. it was wonderful to meet you and work with you both!
Michelle came recommended to us by our transaction broker, and I'm glad she was. My husband and I were first-time homeowners and Michelle was more than happy to work so patiently with us and to answer any and all of our questions. I have already...
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Reply from Guild Mortgage - Michelle Phelps
August 18th, 2025 03:50 PM
it was a pleasure to work with you! congratulations again! I am still here for you if you have any lending questions or loan servicing questions! so happy you got to buy instead of rent!
Michelle has always been very good and very knowledgeable about the process and I appreciate Michelle's professionalism.
Reply from Guild Mortgage - Michelle Phelps
August 13th, 2025 05:20 PM
thank you for your trust to get the job done! its always wonderful to work with you!
Michelle is the absolute best, she helped us when other lenders couldn't complete the job. She knows a lot about deed restrictions and can work miracles. We worked with her twice and I cannot recommend her enough.
Reply from Guild Mortgage - Michelle Phelps
August 7th, 2025 04:50 PM
thank you so much for trusting me to get you over the finish line! it was a pleasure to work with you and Nathan again. congratulations on your new home!
Michelle bailed us out after our previous loan office went MIA a week before closing. Rocket Mortgage couldn't make it happen in 6 weeks, Michelle got it done in 8 days. Thank you, you're the best!!!
Reply from Michelle Phelps
August 5th, 2025 01:06 PM
I'm really glad I was able to step in and help out when you needed it most. Closing on a home is such a significant moment, and I'm pleased that everything came together in time for you. Thank you for your generous words and trust in me during...
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This loan had some challenges but Michelle fought with everything she had to get to the finish line. When facing challenges I wouldn't want to have any other lender. Thank you!!!
Reply from Guild Mortgage - Michelle Phelps
July 9th, 2025 03:58 PM
you are so sweet! and, when facing challenges, I love to have a realtor that understands not every situation will be perfect, but we work together to find a solution to get to the finish line. thank you as always for your support! I look forward...
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Michelle and team were absolutely amazing. Michelle is extremely knowledgeable and very communicative.
Reply from Guild Mortgage - Michelle Phelps
July 3rd, 2025 03:29 PM
thank you Deanna! it was a pleasure to help you with your home purchase!
Michelle is a miracle worker. A big out-of-state bank took issue with an appraisal of a unique mountain property and Michelle took over the process and navigated a swift turnaround that saved our deal. Her comprehensive knowledge of mountain...
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Reply from Michelle Phelps
July 3rd, 2025 03:30 PM
thank you so much for this. I am so glad I could help! enjoy your new home!
As a first time home buyer, Michelle was very helpful and walked me through the whole process with lots of care and respect.
Reply from Guild Mortgage - Michelle Phelps
June 20th, 2025 05:03 PM
it was a pleasure to work with you! congratulations on your new home and let me know if you have any other questions!
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About
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 794009
Disclaimer
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.