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Guild Mortgage - Michelle Phelps
Senior Loan Officer | NMLS# 794009

I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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This is our third time working with Michelle Phelps at Bay Equity and staff. They have been at the Top of our expectations since our first meeting with them all. Michelle Phelps at Bay Equity and her team has gone out of her way to work with...
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Michelle was awesome! She was very thourough and efficient. Great attitude towards helping out and working extremely hard to get you the loan u need. I was self employed with a moderate credit score and it was a off the grid property to top...
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Michelle was extremely thorough and so plessant to work with. I felt totally taken care of and had no worries. Michelle and Brenda took care of all of the details and continually encouraged me along the way that it was all coming together....
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I’ve known Michelle for 15 years but this is the first time I’ve ever had her process a mortgage for me. I worked with her for almost eight years on the commercial bank side and I hate mortgages. While working with her I saw her passion and...
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Michelle was great. She was extremely helpful and always sble to answer all of my questions. She worked with our timeline and made the entire process go very smooth.
Michelle and her team look for the best fit for your loan needs. They are professional, honest and proficient at their job. At the same time, they are interested in making sure that the borrower has what they need.
Everything about the process was better than we could have expected. Michelle was quick, efficient and got it done. She came highly recommended, and we are so happy to have worked with her.
Michelle was extremely supportive during the entire process of purchasing a home and moving out of state. Her office staff was also helpful, very professional and clear with all communication. I would absolutely return to Michelle for any future...
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Michelle is very well versed and knowledgeable. She understand the nuances of the market and how to get things done. When faced with challenges she crafts the right approach to resolving the issue at hand.
I worked with Michelle to close a loan on a condo in Crested Butte. She was very responsive, provided great rates, and the made the process very smooth and clear. Couldn't ask for a better loan officer.
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About
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 794009
Disclaimer
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.