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Guild Mortgage - Michelle Hulbert
Senior Loan Officer | NMLS# 184194

With a fulfilling 30+ year career in the mortgage industry, I have a wealth of experience and expertise to share. My passion is helping clients find ideal financing solutions for their unique circumstances. Our team shares my belief that it... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Michelle was able to get us a better interest rate on our home loan and the process was easy and fast!
Reply from Michelle Hulbert
January 26th, 2026 02:11 PM
I'm glad to hear that you found the process easy and fast, Holley. Securing a better interest rate for your home loan is always a priority for me, and it's rewarding to know it had a positive impact on your experience. If you need any further...
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The team was great to work with and all my questions and calls were answered immediately every time.
Reply from Michelle Hulbert
January 5th, 2026 06:40 PM
I'm pleased to hear that you found the team great to work with, Edward. Being responsive to calls and questions is something I prioritize, so it’s gratifying to know it made a difference for you. If there's anything else I can assist with,...
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Very personable services.
Reply from Michelle Hulbert
January 2nd, 2026 02:14 PM
I really appreciate the feedback and am looking forward to working with you again.
Michelle is very knowledgeable, friendly, and has great products for our clients. She is our "go to" mortgage broker.
Reply from Michelle Hulbert
December 4th, 2025 09:55 PM
Your kind words mean a lot to me, Annette. I’m glad to know that you see me as the "go to" mortgage broker for your clients. Being knowledgeable and friendly is important to my approach, and I'm pleased you feel well-served by the products...
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with Michele always guarantees a smooth transaction! She is incredible working with my clients and I appreciate her services and her team so very much!
Reply from Michelle Hulbert
December 1st, 2025 08:17 PM
Thank you for sharing your thoughts, Janice. I'm grateful for your kind words and am thrilled to hear that you feel confident in the transactions we handle together. It's important to me that both you and your clients have a smooth experience....
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Great communicator, professional, responsive and always positive.
Reply from Michelle Hulbert
December 1st, 2025 05:18 PM
It's great to know that you found my communication and professionalism met your expectations, Robert. Being responsive and positive are key aspects I strive for in every interaction. If there is anything more I can assist you with, please let...
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Quick and simple process with great communication.
Reply from Michelle Hulbert
December 1st, 2025 06:25 PM
I'm pleased you found the process quick and communication effective, Benjamin. If there's anything further I can help with, feel free to reach out anytime.
Great experience and great communication. Process was quick and easy.
Reply from Michelle Hulbert
December 1st, 2025 06:43 PM
I'm glad to hear that you had a positive experience and found the process quick and straightforward, Rachel. Clear communication and efficiency are important to me, so it's wonderful to know they resonated with you. If you have any further...
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I've used Michelle and her team before as a builder reccomending her to my clients and my clients always had good things to say. When it came time to get my own loan I thought of her and she was very easy to work with, and very transparent....
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Reply from Michelle Hulbert
November 21st, 2025 08:25 PM
Thank you for sharing your experience, Eden. It’s rewarding to know that our efforts in providing transparency and guidance have been beneficial for both you and your clients. Helping establish realistic goals and ensuring a smooth, quick closing...
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She came highly recommended by my agent and my daughgter. Michelle was very thorough and easy to get in touch wwith.
Reply from Guild Mortgage - Michelle Hulbert
November 5th, 2025 09:31 PM
It's wonderful to know that the recommendations from both your agent and daughter led you to me, Ashley. I'm pleased to hear that you found my approach thorough and accessible. Thank you for sharing your experience! If you have any more questions...
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About
With a fulfilling 30+ year career in the mortgage industry, I have a wealth of experience and expertise to share. My passion is helping clients find ideal financing solutions for their unique circumstances. Our team shares my belief that it’s a privilege to assist people with their home financing, so we all take our role in the process to heart. Whether you’re a first-time buyer or expanding your investment portfolio, you can count on exceptional service from The Hulbert Brazil Team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Financial Services, Mortgage, Lending
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage Company LLC - Senior Loan OfficerJun 30th, 2023 - Current
- Axia Home Loans - Senior Loan OfficerDec 16th, 2022 - Jun 30th, 2023
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 184194
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Hobbies
- anything outdoors, baseball fan, love to travel and entertain.
Disclaimer
I am authorized to do business in the states of California, Nevada and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; NMLS ID: 184194; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.