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Guild Mortgage - Michelle Hulbert
Senior Loan Officer | NMLS# 184194

With a fulfilling 30+ year career in the mortgage industry, I have a wealth of experience and expertise to share. My passion is helping clients find ideal financing solutions for their unique circumstances. Our team shares my belief that it... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Michelle is the best in the business. I trust you 100% with all of my clients.
Reply from Guild Mortgage - Michelle Hulbert
April 6th, 2026 03:12 PM
Thank you so much, Chris, for your trust and kind words. It means a lot to me that you feel confident entrusting your clients to my care. It is always a pleasure working with you.
Michelle was very easy to work with. From getting a competitive rate to getting approved promptly, the entire experience with Michelle and Guild was smooth and we were able to close a few days ahead of schedule. I would highly recommend Michelle...
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Reply from Guild Mortgage - Michelle Hulbert
April 6th, 2026 03:03 PM
Thank you for the positive accolades, Kurt. It was an honor to be part of your homebuying experience, and our team is here for you long term with any questions that you may have. Congratulations to you and your family on your beautiful new...
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Michelle and her team are fantastic all around! It's always an an absolute pleasure working with Michelle :)
Reply from Michelle Hulbert
April 6th, 2026 12:20 PM
Chris, I'm grateful for your kind feedback. It's truly rewarding to hear that working together is a pleasure and that you find my team and me to offer a great experience. If you ever have more questions or need further assistance, I'm here...
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I am first time home buyer and Michelle did a great job explaining everything and walking me through the process. Her team always responded quickly to questions and they were a huge help.
Reply from Guild Mortgage - Michelle Hulbert
March 26th, 2026 06:13 PM
Thank you Gwen. Assisting a first-time buyer holds the greatest rewards for me and it was an absolute pleasure working with you. Enjoy your beautiful new home and know that me and my team are always here to answer your questions.
Michelle did an amazing job. I had never applied for a mortgage before and was truly lost in the dark regarding the entire homebuying procedure. From moment one, she was open, honest, and kind, and put my mind at ease despite the gravitas of...
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Reply from Michelle Hulbert
March 25th, 2026 05:19 PM
I truly appreciate your kind words, Peter. It's meaningful to know that I could support you effectively during your first homebuying experience. Navigating the process can indeed feel daunting, so I'm glad I was able to put your mind at ease...
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The team at Guild was very professional. We really appreciated the great communication. The team always kept us up to date on what was happening and what we needed to do. Overall it was a very smooth and non-stressful experience.
Reply from Michelle Hulbert
February 2nd, 2026 05:50 PM
I'm pleased to hear that you found the experience smooth and non-stressful, Christopher. Professionalism and clear communication are important to me, and it's wonderful to know that it made a positive impact on your experience. Should you have...
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Communication and details throughout the process and we love Tiffany!
Reply from Michelle Hulbert
February 2nd, 2026 08:22 PM
I appreciate your feedback, Kimberly. It's great to hear that the communication and details met your expectations, and it's always nice to know when clients connect well with team members like Tiffany. If there's anything else I can assist...
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At the end of 2025, Michelle Hulbert, senior loan officer at Guild Mortgage Services in Reno, NV, superbly managed the financing of my lovely designer home in Southwest Reno in the Mount Rose foothills. Her expertise and availability to me...
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Reply from Guild Mortgage - Michelle Hulbert
January 20th, 2026 09:32 PM
I really appreciate your thoughtful review, Gary. It was a pleasure managing the financing for your new home in the Mount Rose foothills. I'm glad to hear that my expertise and availability made the process seamless for you. Working alongside...
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Michelle and her team are true professionals! They provided a large VA loan and navigated what could have been a very challenging process with great expertise and skill, resulting in a very positive, seamless experience for the buyers and everyone...
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Reply from Guild Mortgage - Michelle Hulbert
January 20th, 2026 08:04 PM
Thank you, Kathie. Our team appreciates your kind words and acknowledgement of the challenge. It is always a pleasure when you represent the home buyer as you adhere to the highest level of service for your clients.
Michelle and Amy are fantastic!
Reply from Michelle Hulbert
January 26th, 2026 01:37 PM
Thank you for your positive feedback, Brooke. I'm pleased to hear that you had such a great experience with both of us. If there's anything more I can do for you, please feel free to reach out.
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About
With a fulfilling 30+ year career in the mortgage industry, I have a wealth of experience and expertise to share. My passion is helping clients find ideal financing solutions for their unique circumstances. Our team shares my belief that it’s a privilege to assist people with their home financing, so we all take our role in the process to heart. Whether you’re a first-time buyer or expanding your investment portfolio, you can count on exceptional service from The Hulbert Brazil Team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Financial Services, Mortgage, Lending
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Positions
- Guild Mortgage Company LLC - Senior Loan OfficerJun 30th, 2023 - Current
- Axia Home Loans - Senior Loan OfficerDec 16th, 2022 - Jun 30th, 2023
Year Started
1960
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 184194
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Hobbies
- anything outdoors, baseball fan, love to travel and entertain.
Disclaimer
I am authorized to do business in the states of California, Nevada and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; NMLS ID: 184194; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.