

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Michelle and team were extremely knowledgeable, friendly, and easy to work with. Michelle assisted us in navigating the closing process and helped us close on our property quickly. I would highly recommend working with Michelle.
Michelle was great - excellent service, responsive, knowledgeable, and friendly.
Michelle and her team did an amazing job helping us through the entire loan process. They proactively communicated and were always quick to respond and answer questions throughout the entire process and even after closing.
Great communication, personable. Met our closing deadline a day earlier than original target date due to the scheduling of mobile closer
I don't want this to reflect badly on Michelle she was great. The entire process was far too long. I started in mid August and closed on October 30 after having had enough and threatening to go to a different company. I understand there have...
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Best ever! Always on top of it especially with the huge volumes of paper needed for underwriting. A real gem. Don’t loose this girl! Will be back. Great transaction.
Took the time to walk me through and explain all the details, kept me well informed.
I felt at ease through the whole process.
Great communication...facilitated a complicated situation and respected the closing timeline expectations.
Michelle was a dream to work with the entire way through our second home buying experience. At every point she made herself available and gave us answers to every question we had - and we had many! Beyond being generally kind, extremely professional,...
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Everyone was very easy to work with and available. The process of refinancing moved quickly.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
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Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.