

Top 5%
Michelle Ham
Market Sales Leader

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle was always pleasant every time we dealt with her. She provided excellent communication. I would highly recommend her. It was an overall great experience in dealing with her!!
From start to almost near finish my home buying experience ran fairly smoothly. The only hiccup of note was a delayed appraisal and that's not really on the lender. Then even with the delay; they still managed to get me to close, a short, one...
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Michelle was super responsive and answered all the questions we had. She gave recommendations and looked out for our best interest. She is super enjoyable to talk with as well. 10/10 customer service rating.
I never met Michelle in person, but I can tell you she is so sweet and personable!! She truly cares about her clients through the process and wants to make sure you understand every little detail. She has a quick response time and is always...
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Michelle was amazing and so quick to answer any of our questions. She made the process so personable and really like she cared about us. We loved getting to know her! She went above and beyond for us and we could not have had a better experience!...
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Michelle was so helpful the entire way! She was always ready to answer questions and help navigate any hiccups along the way.
Great experience!
Easy to communicate with, available for discussion and clarification even after normal working hours.
Michelle was a pleasure to work with throughout our loan process. She prioritized getting us a pre-approval letter over the weekend when we wanted to put in an offer quickly. Her communication was clear and timely. She helped to find the right...
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Michelle made our refinancing experience a breeze! She was so easy to work with and helped us out in every way possible. She was very clear in her recommendations and helped me understand what was necessary I highly recommend Michelle Ham and...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery

Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.