Top 5%
Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle is lovely, kind, hard-working, and exceptionally good at her job!
Reply from Michelle Ham
June 18th, 2026 04:54 PM
Corina, thank you for your kind words! I'm so pleased to hear that you had a positive experience and felt supported throughout the process! If you ever have any questions or need assistance in the future, please feel free to reach out to me!...
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Michelle and the whole team were communicative, prompt, and professional. Super helpful.
Reply from Michelle Ham
June 15th, 2026 09:39 PM
Matthew, I appreciate your kind words about my team and me. I'm glad to hear that our communication and professionalism made your first home experience a positive one! If you have any more questions or need assistance in the future, please...
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We have truly NEVER once (and we have bought 5 homes over the past 26 years) EVER had such a seamless experience with a lender. Michelle is amazing, and we will shout it from the rooftops for all to hear! It was truly an experience with ZERO...
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Reply from Michelle Ham
June 13th, 2026 03:06 AM
Patrick, I appreciate your enthusiastic feedback and am extra grateful for your kind words! I’m so glad to know that your experience with me was seamless and stress-free. It's wonderful to hear that my service felt like full concierge lending...
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Michelle is extremely helpful and patient. She walked me through the whole process and I felt equipped start to finish. Would reccomend Michelle to anyone looking to buy a house, could not be in better hands!!!
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Reply from Michelle Ham
June 12th, 2026 09:08 PM
Hope, I'm so grateful for your sweet words! It truly means so much!! I'm pleased to hear that you felt well-supported and equipped throughout the entire process! Thank you for recommending me… getting to help first time homebuyers like you...
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Excellent communication - prompt response to all calls and emails. Great insight into all questions and concerns. Easy to use portal. Smooth coordination with other parties (realtor, insurance). Friendly team.
Reply from Michelle Ham
June 9th, 2026 07:03 PM
Colin, thank you for your kind feedback regarding your Midlothian home purchase! I'm pleased to know that the communication and coordination throughout your purchase process were smooth and effective. If you have any more questions or need...
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Michelle, Seth and Nicole were such a great asset and a great team to work with when we purchased our home. we couldn't thank them enough.
Reply from Michelle Ham
June 7th, 2026 01:05 AM
Daniel, I'm so very pleased to hear that you found working with Seth, Nicole, and me to be a great experience during your VA home purchase in DFW! Your kind words mean a lot to all of us! If you have any future needs or questions, please feel...
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Forst time buyer in Texas and the team was able to answer ALL of my questions and guided me through the process
Reply from Michelle Ham
June 5th, 2026 04:37 PM
Jose, I'm pleased to hear that as a first-time buyer in Texas, you felt well-supported and that all your questions were answered! Guiding clients like you through the process is always my goal! If there's anything else I can assist you with,...
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Michelle and her team were an absolute pleasure to work with. They communicated with us frequently, answered all of our questions, and walked us through each step. We couldn’t have asked for a better team to work with during our first home...
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Reply from Michelle Ham
June 7th, 2026 01:08 AM
Allyson, I'm so grateful for your kind words. It's wonderful to hear that you felt well-supported during your first home buying process. Ensuring clear communication and guidance through each step is important to me, and I'm pleased we could...
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communication and service
Reply from Michelle Ham
June 3rd, 2026 12:17 AM
Lauren, thank you for highlighting the communication and service you experienced! I'm pleased we could assist you with your beautiful University Park home purchase. If there's anything further you need, please feel free to reach out anytime!...
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Loved working with Michelle! She is detailed!!!
Reply from Michelle Ham
May 27th, 2026 11:28 PM
Thank you so much, Liz! Loved working with you too! Let's do it again! :)
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
