Top 5%
Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michelle and her team were extremely professional and personable from the application process all the way through the loan approval.
Reply from Michelle Ham
August 17th, 2026 04:16 PM
William, thank you for your kind words! I'm pleased to hear that you found my team and me professional and personable throughout your loan process. If you have any further questions or need assistance, please feel free to reach out! I loved...
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Michelle Ham has received a review with 5 star rating from Michelle H
Reply from Michelle Ham
August 17th, 2026 04:17 PM
Thank you for the 5-star rating. I appreciate your support!
Great experience, highly recommend to use this company. The staff is extremely friendly, helpful, and on top of everything.
Reply from Owner
August 17th, 2026 04:16 PM
Felix, thank you for your kind words and recommendation. I'm happy to hear that you had a great experience and found our staff friendly and helpful. If there's anything else I can assist you with, please feel free to reach out!
Communication and kindness from all the staff made the experience great.
Reply from Michelle Ham
August 14th, 2026 05:32 PM
Felix, I appreciate your kind words about the communication and kindness you experienced with us. I'm glad to hear that it made your experience a great one! Let me know how we can help you or your friends and family in the future! Enjoy your...
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Michelle made our first home-buying experience easy & stress-free! We truly appreciated her expertise and guidance during the process.
Reply from Michelle Ham
August 14th, 2026 01:51 PM
Olivia, I'm grateful for your kind words and happy to hear that your first home-buying experience was easy and stress-free!! Your appreciation for my expertise and guidance means a lot. If you need anything in the future, please reach out!...
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Very great service. would recommend to anyone .
Reply from Michelle Ham
August 11th, 2026 11:44 PM
Ross, I appreciate your kind words and recommendation. I'm so happy to know you had a positive experience with my service! That is always my goal!
Michelle and her team at Prosperity Home Mortgage went above and beyond to help us with our new home. We would highly recommend anyone use them that is looking for a helpful and compassionate lender!
Reply from Owner
August 11th, 2026 11:48 PM
Skylar, I appreciate your kind review! I am so happy that my compassion for your ever evolving circumstances shone through. It was a long haul and we were able to get it done together! Buying and selling at the same time is often a delicate...
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Michelle and her team were very helpful throughout the process. With the ups and downs of this transaction, Michelle and her team were very encouraging and communicative about where we were in the process and what was required from our end....
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Reply from Michelle Ham
August 5th, 2026 02:44 PM
Skylar, I appreciate your thoughtful review. It was a pleasure working with you and Tess, and I'm pleased that we could assist you with manual underwriting to achieve your home-buying goals! Your recommendation is truly valued, and I'm grateful...
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Michelle was a great resource for me when other traditional lending options were not working out. She was kind, professional and very easy to work with. It was clear that she was very knowledgeable and cared a great deal about delivering an...
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Reply from Michelle Ham
August 5th, 2026 12:41 PM
Noah, I appreciate your kind words and am pleased to have been a resource for you when you needed an outside the box option. It's important to me to provide a professional and caring experience for my clients. Thank you for choosing to work...
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Michelle was very knowledgeable and highly proactive throughout the entire transaction.
Reply from Michelle Ham
July 28th, 2026 02:55 AM
Sherry, thank you for your kind words. I'm pleased to hear that my knowledge and proactive approach made a positive impact on your transaction. Looking forward to getting to work together much more in the future! Thank you for trusting me!
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
