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Michelle Ham
Market Sales Leader
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
My wife and I found our dream home, we closed in just over a month. MICHELLE and her Team worked tremendously to help us achieve our goal. Highly recommended
Reply from Michelle Ham
November 11th, 2025 05:17 PM
Nosa, I can't believe it's almost been a year since you bought your home! Thank you again for your great reviews! Let's talk this week about a refinancing option! :)
Response to calls and Email was always on time, she was polite and understanding.
Michelle Ham & Nicole Clark were unbelievably helpful during the whole loan process. They were easy to reach and communicate with. They went above and beyond for us to make sure we closed on the right day and helped us along the way with changes...
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Great communication from Michelle and her team. Happy and quick to answer all my questions. Met our closing date with no delays!
Constant communication, we had a lot of challenges to overcome, but Michelle always was right there for questions!
I recently had the pleasure of working with Michelle's team. Seth, Jess and Nicole were so amazing to work with. Overall they helped me from start to finish with lots of communication regardless of the time and date. Seth... WOW! Thank you...
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She very helpful, extremely timely, and always pleasant to talk to. Would highly recommend!
Loved working with y’all! Excellent communication from all, easy to reach Michelle and the team whenever I had a question. Shout out to Jennifer and Nicole for all of their hard work and diligence! An absolute pleasure to work with these people....
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Michelle was awesome to work with and I know meeting her was a God-wink connection. She made my first-time home buying experience less cumbersome, as it was a unique purchase. Michelle was flexible with her time, being available after hours...
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The team was always happy to help and willing to fix any issues that came up. The only thing that could improve was communication. There were a few times when I felt I wasn’t communicated with and had to ask what was going on. There was also...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Jumbo
FHA
VA
Conventional
First time homebuyers
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Memberships
- Chairman's Club
- President's Club
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLSR #908186
Gallery
Awards
President's Club
Chairman's Club
Scotsman Guide Awa...
Achievements
- Servicing Mortgage Clients since 1997
Hobbies
- Pickleball
- Travel
- Walking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
