Michelle Gebhardt's Cover Image
Michelle Gebhardt - Vice President Mortgage Loan Officer | NMLS# 543701 in Jefferson City, MO

Michelle Gebhardt

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Vice President Mortgage Loan Officer | NMLS# 54370...

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Michelle started her banking career in trust administration services in 1993. In 2000, she accepted a position in Mortgage Lending at Jefferson Bank. Her role has ranged from processer and closer to loan originator and Supervisor of the Mor... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
89%
4 Star
11%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    G
    Gregory S
    Posted on November 24th, 2025 12:52 PM
    Michelle made me feel like I was her most important customer!! She was communicative, friendly, and knowledgeable!
  • TotalExpert
    J
    Janice K
    Posted on October 24th, 2025 08:21 PM
    Great customer service and a wonderful person
  • TotalExpert
    T
    Tiffani M
    Posted on October 20th, 2025 04:49 PM
    Katie Bubac (loan processor) was rude and unproffessional to our insurance agent I also caught her in more than one lie. Michelle Gebhart was pleasant and kind but didn't seem to understand a lot of the loan process and that led to setbacks...
    read more
  • TotalExpert
    J
    James G
    Posted on October 10th, 2025 05:43 PM
    Michelle was very helpful throughout the process. She was able to answer any questions that we had.
  • TotalExpert
    R
    Robert S
    Posted on October 4th, 2025 12:55 PM
    Professional and courageous advice and service!
  • TotalExpert
    D
    Debra S
    Posted on October 4th, 2025 11:39 AM
    The time spent with Michelle was quick and uncomplicated. She was polite and personable.
  • TotalExpert
    J
    Janet G
    Posted on July 20th, 2025 02:31 PM
    Great to work with!
  • TotalExpert
    P
    Patrick R
    Posted on July 1st, 2025 02:41 PM
    Michelle is extremely knowledgable in her field. Great communicator! She made the process painless and timely. Highly recommend her!
  • TotalExpert
    H
    Hans R
    Posted on May 14th, 2025 02:33 PM
    Everything was pleasant and professional
  • TotalExpert
    M
    Michael B
    Posted on May 13th, 2025 02:09 PM
    Michelle was GREAT and went above and beyond to get me the product that I needed. THANKS MUCH!!!
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    About
    Michelle started her banking career in trust administration services in 1993. In 2000, she accepted a position in Mortgage Lending at Jefferson Bank. Her role has ranged from processer and closer to loan originator and Supervisor of the Mortgage Loan Department. Michelle understands that buying a home is one of the most overwhelming experiences in a person’s life and getting to assist a customer during their home-buying journey is extremely rewarding. Michelle is involved in the community and has served as event Chair for RACS events and is a member of the Jefferson City Area Chamber of Commerce, Jefferson City Board of Realtors, and Women’s Council of Realtors. Michelle has two adult children and two grandchildren and resides in Jefferson City with husband, Kevin.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 543701
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985