
Michelle Ditchkoff Volk
Mortgage Loan Originator | NMLS 241920

I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state.... Show More
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Very on top of every timeline! Made the process so much better!
Reply from Michelle Ditchkoff Volk
April 19th, 2026 09:25 PM
Michelle, thank you for your positive feedback. I'm glad to hear that staying on top of timelines made the process smoother for you. If you have any further questions or need assistance in the future, please feel free to reach out.
No confusion, fast and easy
Reply from Michelle Ditchkoff Volk
March 29th, 2026 07:04 PM
Alex, I'm grateful for your feedback. I'm glad the process was smooth and straightforward for you. If you have any more questions or need assistance in the future, please feel free to reach out.
Michelle is an awesome person to work with she helped me with many deals! I trusted her enough to work with my son! Highly recommend!
Reply from Michelle Ditchkoff Volk
March 28th, 2026 06:15 PM
I'm grateful for your kind words, Jerry. It's been a pleasure assisting you with your deals, and I'm honored that you trusted me to work with your son as well. Your recommendation means a lot to me. If there's ever anything else I can help...
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Michelle is super friendly and easy to work with. She walked us through every phase and responded quickly. We felt very good about choosing to work with Michelle and Silverton.
Reply from Michelle Ditchkoff Volk
March 9th, 2026 11:08 AM
I'm grateful for your kind words, Micaela. It's wonderful to know you felt at ease and informed during each step of the process. My goal is to ensure quick and clear communication so that your experience is as smooth as possible. I'm delighted...
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Michelle was a delight to work with and I will definitely be recommending her moving forward
Reply from Michelle Ditchkoff Volk
February 18th, 2026 11:34 AM
I'm grateful for your kind words, Jennifer. It’s rewarding to hear that you had a positive experience, and I appreciate the recommendation. If you need any assistance in the future, feel free to reach out.
Michelle is LOVELY, Pleasant, Focused, Professional and answered ALL my questions.
Reply from Michelle Ditchkoff Volk
February 17th, 2026 02:10 PM
I appreciate your kind words, Bob. I'm pleased to hear that you felt comfortable and received the information you needed. It's important to me to maintain a professional and focused approach while ensuring all your questions are addressed....
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Great communication and everything was done in a timely manner!
Reply from Michelle Ditchkoff Volk
February 12th, 2026 11:38 PM
Thank you, Annette, for your positive feedback. I'm glad to hear that you appreciated the communication and timely process. It's important to me to ensure everything runs smoothly for my clients. If there's anything more I can do for you in...
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Michelle is so personable and was always willing to answer any questions we had! I would recommend her to anyone looking into starting the home buying process!
Reply from Michelle Ditchkoff Volk
February 7th, 2026 09:58 PM
I'm grateful for your kind words, Makenzi. It's important to me to be approachable and available for any questions throughout such an important process. Your recommendation means a lot, and I appreciate the trust you placed in me during your...
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Michelle was amazing to work with. She made it a very pleasant proceess. She always provided me with the most updated information throughout the entire process. A joy to work with!
Reply from Michelle Ditchkoff Volk
December 28th, 2025 10:45 PM
I truly appreciate your kind words, Janet. I'm glad to hear that you found the process pleasant and that you felt well-informed every step of the way. It was a pleasure working with you, and I'm here if you need any further assistance in the...
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What a great experience! Communication was excellent throughout the process
Reply from Michelle Ditchkoff Volk
December 28th, 2025 10:45 PM
I appreciate your feedback and am glad to hear you had a positive experience. Maintaining clear communication is important to me, so I'm pleased that it met your expectations. If you ever need anything else or have questions down the road,...
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About
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible.I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 241920