Michelle Ditchkoff Volk
Mortgage Loan Originator | NMLS 241920
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state.... Show More
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From start to finish, Michelle kept me, my clients, the co op agent, and closing attorney apprised of every step. Se had done this with every transaction I have worked with her on. She is the consummate professional and made the closing a breeze....
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Reply from Michelle Ditchkoff Volk
September 8th, 2025 09:37 AM
I'm grateful for your kind words, Myra. Ensuring that everyone involved is fully informed and at ease throughout the process is my main goal. It's always a pleasure to work with you and your clients, and I appreciate the trust you place in...
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Michelle was very responsive and always took the extra step to make this whole process go smoothly!
Reply from Michelle Ditchkoff Volk
September 7th, 2025 02:36 PM
I appreciate your feedback, Brittany. It's great to know that you found my responsiveness helpful and the process went smoothly for you. Going the extra step to ensure things progress seamlessly is important to me. If you have any more questions...
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Michelle was so incredibly helpful and caring through out the whole process of purchasing our home. She made us feel so much more confident.
Reply from Michelle Ditchkoff Volk
September 4th, 2025 01:08 PM
It’s great to hear about your positive experience, Jacklyn. I’m pleased to have been of assistance in making you feel more confident during your home purchase. It was a pleasure to support you throughout the process, and I hope you’re enjoying...
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Michelle was excellent! Michelle prepared us well for each step, communicated well amd followed up! We never felt uninformed or out of the loop!
Reply from Michelle Ditchkoff Volk
August 5th, 2025 07:58 PM
Thank you, William, for your kind review. I'm really pleased to know that you felt well-prepared and informed throughout the process. Effective communication is something I strive to maintain to ensure everything progresses smoothly. It was...
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Great communication, kept us informed of updates.
Reply from Michelle Ditchkoff Volk
August 5th, 2025 02:58 PM
Thank you, Rich, for your review. I'm glad to hear that you appreciated the communication throughout the process. Keeping you informed and updated is something I prioritize to ensure everything goes smoothly with all parties involved. I appreciate...
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She handled our loan application with professionalism and efficiency. She answered all questions expediently. she gave us confidence through the entire process.
Reply from Michelle Ditchkoff Volk
August 3rd, 2025 12:29 PM
Thank you, Melissa, for your thoughtful words. I'm glad to hear that you felt confident throughout the loan application process. It’s important to me to provide professional and efficient service while being readily available to answer any...
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Michelle is the absolute best!! We could not be more thankful for her guidance. She made sure that we had a good experience from start to finish. Our pre approval was done so quickly. She consistently checked in with us as we were house searching...
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Reply from Michelle Ditchkoff Volk
July 22nd, 2025 10:06 PM
Elizabeth, thank you so much for your kind words. I'm genuinely thrilled to hear that you felt supported throughout your home buying journey. It was my pleasure to assist with the pre-approval process and to be there for all your questions...
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Michelle was wonderful to work with. She ensured I was aware of what was happening at each step of the way and kept me on track to submit paperwork on time. When i first contacted her i was not sure whether I was going to refinance or buy and...
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Reply from Michelle Ditchkoff Volk
July 17th, 2025 10:50 AM
Thank you, Liz! I'm really pleased that you found the experience positive. It was great to be able to guide you through each step and help you stay on track. I appreciate your patience and am glad I could be there for you as you decided between...
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Great to work with you, Michelle!! Thank you again!
Reply from Michelle Ditchkoff Volk
July 16th, 2025 02:15 PM
Thank you so much, Niki! It was wonderful working with you, and I'm delighted that you had a positive experience. If there's anything else I can assist with in the future, please feel free to reach out.
Michelle is very knowledgeable and easy to work with. She made the process easy and pain free!
Reply from Michelle Ditchkoff Volk
July 16th, 2025 02:15 PM
Thank you so much, Courtney. I'm really pleased to hear that you found the process easy and pain-free. It’s always my goal to ensure things run smoothly and to be as helpful as possible. If you have any future needs or questions, please reach...
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About
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible.I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home!
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Mortgage Loan Officer
FHA Home Loan
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Jumbo Home Loan
Mortgage Refinance
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Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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- NMLS 241920