Michelle Ditchkoff Volk
Mortgage Loan Originator | NMLS 241920
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state....... Show More
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I had an excellent experience working with Michelle. From start to finish, the entire process was smooth, professional, and almost stress-free. The team was responsive, knowledgeable, and always available to answer my questions. They took the...
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Reply from Michelle Ditchkoff Volk
June 7th, 2026 10:08 PM
I'm grateful for your kind words, Chase. I'm happy to hear that you found the process smooth and professional, and that our communication and dedication stood out. Ensuring you feel comfortable and informed is a priority, and I'm glad we could...
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Michelle was always very respsonsive and available. The word no is not in her vocabulary as she will always find a way to make things happen, while meeting guidelines. She knows her stuff and is very confident in what she does. Always with...
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Reply from Michelle Ditchkoff Volk
June 3rd, 2026 09:36 PM
Thank you, Paula, for your kind words. I'm grateful that you found my responsiveness and confidence helpful throughout the process. It's important to me to find solutions while adhering to guidelines, and I'm pleased that my approach made a...
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We were purchasing our property as a second home so there were some inherent complexities involved However, Michelle demonstrated exceptional skill and experience to make this a very easy process for us . She is very efficient and effective....
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Reply from Michelle Ditchkoff Volk
June 3rd, 2026 08:07 PM
Kent, thank you for sharing your experience. I'm grateful to know that my skills and experience helped make the process of purchasing your second home easy for you. It's always my goal to provide efficient and effective service, especially...
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Communication was excellent!
Reply from Michelle Ditchkoff Volk
June 3rd, 2026 11:40 AM
Thank you, Katie, for highlighting the communication aspect. I'm happy to know that it met your expectations during the process. If you have any further questions or need assistance, feel free to reach out.
Michelle made the entire process easy. She kept us on task and in track, helping in anyway needed. I would highly recommend her to get you through the mortage process without the stress and worry normally encountered.
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Reply from Michelle Ditchkoff Volk
May 23rd, 2026 08:21 PM
Melisa, I appreciate your kind words. I'm glad to hear that the process felt easy and stress-free for you. Keeping everything on track is important to me, and it's great to know it made a difference. Thank you for your recommendation!
Frequent, clear communication is the lynchpin of any good professional relationship and the entire Silverton team exempllified this!
Reply from Michelle Ditchkoff Volk
May 20th, 2026 04:56 PM
I appreciate your kind words so much! It's appreciated to know that you found our communication effective during your experience with Silverton Mortgage. Keeping clients informed is a priority, and I'm glad it made a positive impact on your...
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Michelle handled both my daughters eecent home purchases. I wouldn't trust them to anyone else. She is the absolute BEST.
Reply from Michelle Ditchkoff Volk
May 19th, 2026 09:09 PM
Thank you, Myra, for your kind words. I'm truly grateful for your trust in handling your daughters' home purchases. It's appreciated to know you feel that way, and I’m here to assist with any future needs.
Responsive, informative, insightful, and helpful
Reply from Michelle Ditchkoff Volk
April 21st, 2026 10:17 PM
Norman, I appreciate your positive feedback. It's great to know that you found my approach responsive and informative. Being helpful and insightful is important to me, and I'm glad it made a difference in your experience with Silverton Mortgage....
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Very on top of every timeline! Made the process so much better!
Reply from Michelle Ditchkoff Volk
April 19th, 2026 09:25 PM
Michelle, thank you for your positive feedback. I'm glad to hear that staying on top of timelines made the process smoother for you. If you have any further questions or need assistance in the future, please feel free to reach out.
No confusion, fast and easy
Reply from Michelle Ditchkoff Volk
March 29th, 2026 07:04 PM
Alex, I'm grateful for your feedback. I'm glad the process was smooth and straightforward for you. If you have any more questions or need assistance in the future, please feel free to reach out.
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About
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible.I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home!
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Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Mortgage Lending
FHA Loans
VA Loans
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Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 241920