Michelle Ditchkoff Volk
Mortgage Loan Originator | NMLS 241920
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state.... Show More
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Michelle works well with agents and got us clear to close early. Thank you!
Michelle went into great detail about everything! her details made buying a house easy and as stress free as possible !
Reply from Michelle Ditchkoff Volk
October 15th, 2026 07:50 PM
I'm happy to know that the detailed information I provided helped make your home-buying experience easy and stress-free, Madeline. At Silverton Mortgage, we strive to ensure our clients feel confident and well-informed throughout the process....
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Michelle went above and beyond for me as an agent as well as for my clients! She is incredible!
Reply from Michelle Ditchkoff Volk
October 15th, 2026 11:26 AM
I'm grateful for your kind words, Raegan. It's wonderful to hear that both you and your clients had a positive experience with me at Silverton Mortgage. Supporting agents and clients alike is something I truly value.
Michelle and her team were excellent and made sure everything happened expediently!
Reply from Michelle Ditchkoff Volk
October 8th, 2026 03:50 PM
I'm grateful for your positive feedback, Chase. It's wonderful to hear that you found our team at Silverton Mortgage to be excellent and efficient throughout the process. Thank you for trusting us with your purchase!
Michelle is very communicative and pleasant to work with.
Reply from Michelle Ditchkoff Volk
October 2nd, 2026 12:02 PM
Thank you, Jennifer, for your kind words. I'm happy to hear that you found me communicative and pleasant to work with during your experience with Silverton Mortgage. I appreciate you SO much!!
Really easy to work with and always was available for any questions I had, especially being a first time home buyer.
Reply from Michelle Ditchkoff Volk
October 2nd, 2026 11:36 AM
I'm glad to hear that your first home buying experience went smoothly, Andy. At Silverton Mortgage, I strive to be available for any questions to make the process easier for you. I appreciate you so much!
Her overall communication was amazing. She always answered any call, text, or email I sent in a timely manner and kept me informed throughout the entire process.
Reply from Michelle Ditchkoff Volk
August 1st, 2026 10:17 PM
Thank you, Lindsey, for sharing your experience. I'm grateful to know that you found the communication throughout the process to be amazing and timely. Keeping you informed is always a priority for me. If you have any further questions or need...
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Michelle was awesome to work with!
Reply from Michelle Ditchkoff Volk
August 1st, 2026 10:16 PM
I'm grateful for your kind words, Thomas. It was great working with you as well! If you ever need assistance in the future, please don't hesitate to reach out.
Not only such a great professional in her field, but also very kind and acoomodating. Easy to get in touch with, always pleasant and assuring, and got us smoothly to the closing table. Would highly recommend!
Reply from Michelle Ditchkoff Volk
July 27th, 2026 05:30 PM
Thank you, Jesse, for your kind words. I'm pleased to know that you found the process smooth and felt assured throughout. It's important to me to be accessible and supportive every step of the way. If you have any future needs or questions,...
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Michelle is absolutely THE BEST!! This was my 3rd transaction with her and i honestly can't believe anyone could do this any better!!
Reply from Michelle Ditchkoff Volk
July 26th, 2026 10:04 PM
Bruce, I truly appreciate your enthusiastic feedback and continued trust in me for your transactions. It's wonderful to know that you feel confident in my services. If you need any assistance in the future, don't hesitate to reach out.
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About
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible.I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 241920