
Michelle Ditchkoff Volk
Mortgage Loan Originator | NMLS 241920

I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state.... Show More
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Michelle is absolutely THE BEST!! This was my 3rd transaction with her and i honestly can't believe anyone could do this any better!!
Reply from Michelle Ditchkoff Volk
July 26th, 2026 10:04 PM
Bruce, I truly appreciate your enthusiastic feedback and continued trust in me for your transactions. It's wonderful to know that you feel confident in my services. If you need any assistance in the future, don't hesitate to reach out.
Michelle was the quickestand sive person through this whole moving process!
Reply from Michelle Ditchkoff Volk
July 23rd, 2026 02:39 PM
Katherine, I appreciate your kind words. I'm happy to hear that I could assist you efficiently during your moving process. If you have any further needs, please feel free to reach out.
Michelle kept me informed throughout every step of the process. She also attended the closing which doesn't always happen. She was both friendly and professiona. I would highly recommend Michelle!
Reply from Michelle Ditchkoff Volk
July 2nd, 2026 07:11 PM
Thank you, Tracy, for your kind words. I'm glad to hear that you felt well-informed and appreciated my presence at the closing. It's important to me to provide friendly and professional service throughout the process. Your recommendation means...
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I had an excellent experience working with Michelle. From start to finish, the entire process was smooth, professional, and almost stress-free. The team was responsive, knowledgeable, and always available to answer my questions. They took the...
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Reply from Michelle Ditchkoff Volk
June 7th, 2026 10:08 PM
I'm grateful for your kind words, Chase. I'm happy to hear that you found the process smooth and professional, and that our communication and dedication stood out. Ensuring you feel comfortable and informed is a priority, and I'm glad we could...
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Michelle was always very respsonsive and available. The word no is not in her vocabulary as she will always find a way to make things happen, while meeting guidelines. She knows her stuff and is very confident in what she does. Always with...
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Reply from Michelle Ditchkoff Volk
June 3rd, 2026 09:36 PM
Thank you, Paula, for your kind words. I'm grateful that you found my responsiveness and confidence helpful throughout the process. It's important to me to find solutions while adhering to guidelines, and I'm pleased that my approach made a...
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We were purchasing our property as a second home so there were some inherent complexities involved However, Michelle demonstrated exceptional skill and experience to make this a very easy process for us . She is very efficient and effective....
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Reply from Michelle Ditchkoff Volk
June 3rd, 2026 08:07 PM
Kent, thank you for sharing your experience. I'm grateful to know that my skills and experience helped make the process of purchasing your second home easy for you. It's always my goal to provide efficient and effective service, especially...
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Communication was excellent!
Reply from Michelle Ditchkoff Volk
June 3rd, 2026 11:40 AM
Thank you, Katie, for highlighting the communication aspect. I'm happy to know that it met your expectations during the process. If you have any further questions or need assistance, feel free to reach out.
Michelle made the entire process easy. She kept us on task and in track, helping in anyway needed. I would highly recommend her to get you through the mortage process without the stress and worry normally encountered.
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Reply from Michelle Ditchkoff Volk
May 23rd, 2026 08:21 PM
Melisa, I appreciate your kind words. I'm glad to hear that the process felt easy and stress-free for you. Keeping everything on track is important to me, and it's great to know it made a difference. Thank you for your recommendation!
Frequent, clear communication is the lynchpin of any good professional relationship and the entire Silverton team exempllified this!
Reply from Michelle Ditchkoff Volk
May 20th, 2026 04:56 PM
I appreciate your kind words so much! It's appreciated to know that you found our communication effective during your experience with Silverton Mortgage. Keeping clients informed is a priority, and I'm glad it made a positive impact on your...
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Michelle handled both my daughters eecent home purchases. I wouldn't trust them to anyone else. She is the absolute BEST.
Reply from Michelle Ditchkoff Volk
May 19th, 2026 09:09 PM
Thank you, Myra, for your kind words. I'm truly grateful for your trust in handling your daughters' home purchases. It's appreciated to know you feel that way, and I’m here to assist with any future needs.
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About
I’ve been in the real estate business since 1988 when my career began as a closing paralegal. I started working in loan origination in the mid-90s. I work in Carroll County, where I’ve lived for 3.5 years, but I do loans all over the state. I love meeting families every year and I work hard towards helping them achieve their dream of home ownership as painlessly as possible.I am actively involved in our community and always enjoy meeting new friends. I believe that hard work and a strong work ethic are the most powerful tools you can have in this business. I’m glad to call Silverton Mortgage my second home!
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Mortgage Loan Officer
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VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Eastern Standard Time (EST)
Licenses
- NMLS 241920